KYC360 (a part of Experian) has established itself as a specialist RegTech provider focused on helping regulated businesses transform compliance from a regulatory obligation into a competitive advantage. Its end-to-end platform brings together client onboarding, AML screening, and customer lifecycle management (CLM).   Rather than treating compliance as the destination, KYC360 managing director Tom Devlin sees it as …

Prediction markets are moving from the fringes of finance into the mainstream, attracting growing interest from institutions, regulators and retail participants alike. But as these platforms blur the lines between trading, gambling and financial markets, they also raise difficult questions around compliance, market integrity and regulatory oversight. As activity accelerates, firms must determine whether existing …

Regulation has always been written for humans. Lawyers interpret it, compliance teams translate it into policies and controls, and firms spend months implementing new requirements. But as financial services become increasingly digital, that process is starting to look slow, expensive and increasingly out of step with the systems it is designed to govern.  This has …

Know Your Customer has operated as a series of fixed moments for a long time. Starting with verifying a customer at onboarding, reviewing them periodically, and intervening when something appears to have changed. But financial crime rarely unfolds according to scheduled review cycles. Corporate structures evolve overnight, sanctions lists shift daily, and customer risk profiles …

Beneficial ownership has long been one of the most challenging aspects of anti-money laundering, but the task is becoming significantly more complex. Multi-layered corporate structures, cross-border entities, trusts and nominee arrangements can obscure who ultimately owns or controls an organisation, making it increasingly difficult for financial institutions to distinguish legitimate complexity from deliberate concealment. As …

For decades, KYC has been a cornerstone of financial crime compliance. Verify a customer’s identity, assess their risk and review them periodically. It is a model built around a simple assumption: that risk changes slowly. Today’s financial system tells a different story. Customers can onboard in minutes, move money instantly and change their risk profile …

Compliance was built for a slower world of periodic reviews, manual checks and retrospective oversight. But finance no longer operates at that pace. Transactions move instantly, risks evolve continuously and financial crime adapts in real time. As AI, automation and connected data systems mature, firms are beginning to rethink compliance not as a reactive function, …

AI is no longer peripheral – it is embedded in decision-making, risk, and control. As that shift accelerates, tolerance for ambiguity around accountability is collapsing. Regulators are no longer asking whether firms use AI, but whether they understand, control, and can stand behind it. This is where the accountability gap becomes real. The core tension …

Financial regulation has always been shaped by the boundaries it seeks to defend. Once, those boundaries were physical—bank branches, vaults, national borders. Then they became digital, defined by networks, firewalls, and systems. Today, those perimeters are dissolving. In their place, a new focal point is emerging: identity. As financial services fragment across platforms, jurisdictions and …