Emma Hardaker

Over the last twenty years, Emma has built extensive experience in risk management in the financial services sector. She has held CF11/SMF17 roles, built financial crime risk management teams and frameworks, advised on policy and the application of regulation, devised and delivered training, and worked on the interface between public and private sector. Having worked both in house and as an adviser, she has experience of working for and/or with accountancy firms, private banks and wealth managers, commercial banks, non-bank financial institutions, cryptocurrency institutions and law firms on a variety of risks including money laundering and terrorist financing, sanctions, market abuse, bribery and corruption and facilitation of tax evasion. Since joining Lloyd’s of London in late 2018 she has been applying that experience to the general insurance sector, expanding her remit in mid-2020 to include Compliance as well as Financial Crime.