Phil has spent over 15 years in Financial Services leading large teams and transformational change globally. He has diverse senior leadership experience ranging from front line large scale management; head office strategic change, customer and regulatory programmes; and digital transformation within Retail Banking and Wealth Management. Throughout his career he has gathered global experience across emerging and mature markets having lived and worked in Germany, the US, Hong Kong and the UK. He is currently the Global Head of Structured Products for Wealth at HSBC and has previously led product implementation, channel optimisation and commercialisation for Wealth products in various markets for HSBC Wealth Management. In his personal time, Phil enjoys football (avid Bayern Munich and New England Patriots supporter) as well as music (listening and making). He lives in Birmingham with his wife and has a young daughter Ava, 4.