Tom Caruso is an Executive Director and a member of the Financial Planning team in the Wealth Management Investment Platforms Department and is the Product Manager for Morgan Stanley’s Proprietary Goals Planning System (GPS) and Equity Compensation Planning tool. Prior to joining Morgan Stanley in 2017, Tom held roles as a Financial Advisor with LPL Financial and Retirement Consulting Actuary for Towers Watson. Tom is a Certified Financial Planner and holds his Series 7 & 66 Securities Licenses. He graduated from Loyola University in Maryland with a B.S. in Actuarial Science.