Revolut has revealed its ambitious 2025 vision at its The Revolutionaries event in London, celebrating a milestone of 50 million customers.
Co-founders Nik Storonsky and Vlad Yatsenko unveiled the company’s future direction, highlighting its innovative plans to disrupt global financial services further and move closer to becoming the world’s first truly global bank.
The company, which added over 10m customers in 2024 alone, aims to accelerate the roll-out of cutting-edge products. Among the announcements was a new AI-powered assistant designed to guide users towards smarter financial habits. This digital financial companion will adapt to individual customer needs, simplifying financial management and promoting better decision-making. The assistant will launch gradually in 2025, with the technology expected to evolve alongside advancements in AI.
Revolut also revealed plans to launch a fully digital mortgage product in Lithuania, followed by Ireland and France. The service aims to set a new benchmark with its speed and convenience, offering instant approval in principle and final offers within a single business day, subject to necessary checks. Mortgages will form part of Revolut’s broader credit strategy, which includes exploring overdraft options.
A significant addition to Revolut’s ecosystem will be branded ATMs, set to roll out in Spain in early 2025. These ATMs will offer cash withdrawals and card issuance, with plans for advanced features such as cash deposits and facial recognition security in the future.
In the business sector, Revolut Business will introduce its first credit product in Europe alongside competitive business savings rates in EU markets. The platform is also enhancing operational tools for companies with Revolut Kiosk, exploring biometric payments, and expanding its Revolut Pay offerings to include options like Buy Now Pay Later.
Nik Storonsky, Revolut CEO and co-founder, said, “2024 has been a significant year for Revolut, with millions of new accounts opened and innovative products launched across our markets. 2025 will be bigger and better. We want to revolutionise banking for the better and we’re on the right path to achieve this.”
Antoine Le Nel, chief growth and marketing officer at Revolut, added, “Revolut continues to change the face of finance. We’ve grown to over 50 million customers in less than a decade, a tremendous achievement, and proof that consumers want more from their money. Our ‘The Revolutionaries’ event is a fitting celebration, but we aren’t stopping there. We are already on the road to 100 million customers, and to becoming the world’s first truly global bank.“
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