CIMB Bank has partnered with global payments technology leader ACI Worldwide to consolidate all account-to-account payment types onto a single, next-generation platform.
The move is part of CIMB’s broader strategy to modernise its payments infrastructure, starting with its headquarters in Malaysia. This transformation aims to integrate real-time, ACH, RTGS, and cross-border payments into a unified system that supports ISO 20022, the emerging global standard for financial messaging.
The platform is designed to provide richer transaction data, improve straight-through processing and enhance interoperability. It also offers increased security and helps ensure regulatory compliance.
CIMB Bank group chief technology officer Ros Aziah said, “CIMB’s payment transformation is a bold re-architecture of our core payments infrastructure to unify all payment flows. This enterprise-wide initiative is a cornerstone of our Forward30 Strategy, built to future-proof operations, accelerate digital convergence, and deliver seamless, secure, and intelligent payment experiences for both consumers and businesses. Aligned with ISO 20022 and powered by our partnership with ACI Worldwide, CIMB is positioning itself at the forefront of next-generation banking.”
ACI Worldwide senior vice president and APAC managing director Leslie Choo said, “ACI is proud to be the strategic partner behind CIMB’s full-scale payment transformation—a complex, end-to-end overhaul that unified CIMB’s payment operations across real-time, high-value, low-value, and cross-border transactions onto a modern, enterprise-wide ISO20022 platform — and we are honored that our successful partnership has been recognized with a prestigious industry award. This partnership is a testament to how forward-thinking banks like CIMB can lead in a digital-first economy in Malaysia and across ASEAN.”
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