PayPal, a global FinTech pioneer known for digital payments and online financial services, has introduced a new physical card for its PayPal Credit customers, expanding access beyond online shopping to in-store purchases and everywhere Mastercard® is accepted.
The launch of the physical card addresses growing consumer demand for more flexible financing options that can be used both online and offline, according to FF News.
By providing a tangible card, PayPal aims to offer customers greater convenience and purchasing power in their everyday spending and travel planning.
As one of the world’s most recognised FinTech companies, PayPal offers a wide range of digital payment and financial solutions.
These include peer-to-peer transfers, merchant payments, buy now pay later (BNPL) offerings, and credit services designed to improve financial accessibility and flexibility for individuals and businesses.
Issued by Synchrony, the card enhances PayPal’s digital credit line by enabling customers to use their account at any retailer that accepts Mastercard. This includes both in-store and online transactions, broadening the reach of PayPal Credit’s promotional financing benefits.
In addition to standard six-month promotional financing on PayPal purchases over $149, the new card also comes with a limited-time travel financing offer.
This allows customers to spread payments for qualifying travel-related expenses—such as flights, hotels, cruises, and ride shares—over six months with no minimum spend, giving them more control over budgeting for trips.
The physical PayPal Credit card joins the PayPal Cashback Mastercard® as part of PayPal’s suite of physical cards and can also be added to mobile wallets for fast tap-to-pay transactions. For those seeking additional flexible options at checkout, PayPal continues to offer BNPL loans, enabling smaller instalments over time.
The card will begin rolling out to eligible customers in the US over the coming weeks. Existing PayPal Credit holders will be notified directly about their eligibility and how to upgrade to the physical card.
PayPal SVP, global head of consumer financial services Scott Young said, “PayPal Credit is one of our most popular products and customers have long been requesting the ability to use it on-the-go as they look for more choice and flexibility wherever they shop. From our buy now pay later options to our credit cards, we continue to bring customers a range of solutions to help them manage cash flow and pay in the ways that suits their budgets for the things they love and need.”
Synchrony EVP & CEO, digital Bart Schaller said, “As a long-time partner for PayPal’s credit products, we are committed to continually innovating our offerings and enhancing the customer experience. Bringing customers another physical card option to use for everyday purchases gives them greater purchasing power both on and offline.”
Mastercard EVP, global partnerships Adam Granoff said, “We’re proud to expand our longstanding partnership with PayPal to bring even more value and flexibility to consumers. Bringing together Mastercard’s global acceptance network with PayPal’s trusted digital platform, this new offering extends PayPal Credit with a physical card that empowers cardholders to shop seamlessly and confidently everywhere—whether they’re booking summer travel or making everyday purchases.”
Keep up with all the latest FinTech news here
Copyright © 2025 FinTech Global
