Experian, a global information services company known for credit reporting and advanced data analytics, has deepened its collaboration with Mastercard, a worldwide payments technology firm, to strengthen fraud prevention and identity verification capabilities across industries.
The partnership aims to integrate Mastercard’s identity verification and fraud prevention technology into the Experian Ascend Platform, enabling seamless and secure identity verification for over 1,800 global clients in sectors such as financial services, automotive, health and digital marketing.
Experian provides a wide range of credit reporting and decision analytics solutions, helping businesses manage credit risk and prevent fraud while promoting financial inclusion. Mastercard offers payments and identity solutions globally, supporting secure digital transactions and fraud prevention tools to enhance consumer and business trust in digital environments.
The integration of Mastercard’s Identity Insights with Experian’s fraud detection capabilities aims to deliver robust protection against synthetic identity and application fraud, while reducing friction for legitimate customers. This solution is now accessible through the Experian Ascend Platform across regions including North America and the UK and Ireland.
The joint offering combines Mastercard’s Identity Insights, which verifies identity elements like names, emails and phone numbers while analysing associated metadata, with Experian’s data-driven decision engine within the Ascend Platform. This approach enables clients to streamline ID, fraud and credit risk assessments within a single request, speeding up customer onboarding and improving decision-making efficiency.
The collaboration builds upon the companies’ previous joint efforts, which have included open banking-powered solutions, expanding Mastercard’s identity solutions availability through the Ascend Platform in multiple geographies.
Experian executive vice president of identity and fraud Greg Wright said, “When acquiring new customers, our clients want a frictionless process where both ID and fraud, as well as credit risk, can be assessed as part of a single request that streamlines and speeds the customer experience. Success is measured by helping our clients grow their business while making fast, efficient decisions. By enabling clients with advanced analytics solutions that bring credit, identity, and fraud data into the Ascend Platform, we help them achieve their strategic goals while also driving greater financial inclusion for consumers.”
Mastercard EVP, identity solutions Dennis Gamiello said, “For many years, Mastercard and Experian have worked together to empower consumers to take financial control. By integrating Mastercard’s Identity Insights with Experian’s platform insights, we’re partnering to streamline the entire customer journey from digital onboarding to fast-tracking secure transactions and reducing fraud.”
OhmConnect Energy general manager Laura Persson said, “We believe signing up for electricity should be easy, so we need a system that addresses identity, fraud, and credit risk without adding friction or hassle for our customers. Experian and Mastercard’s automated service accomplishes this, so we can make it easy for our customers to enroll and start their energy-saving journey.”
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