InsurTech company Lemonade has donated more than $2.1m to 45 nonprofit organisations as part of its 2025 Giveback initiative, bringing its total charitable giving to over $12m since its founding.
The Giveback program—central to Lemonade’s business model—redirects unclaimed premiums to nonprofits selected by customers when they purchase insurance policies, according to FF News.
Unlike traditional insurance firms that retain these unused funds as profit, Lemonade’s approach is designed to turn insurance into “a force for good.”
“When our customers choose Lemonade, they’re not just protecting their property and pets—they’re opening doors to clean water in dry African countries, rebuilding communities after disasters, and giving homeless youth the chance to dream bigger. That’s the heart of what we do.
Every policy becomes a bridge between someone protecting the things they care about most, and someone else getting the help they desperately need. After nine years, I’m still moved by how our community transforms insurance from a transaction into an act of hope,” said Shai Wininger, co-founder and President of Lemonade.
This year’s donations reached across the U.S. and EU, supporting critical needs in education, housing, disaster relief, and access to clean water. In Uganda, Lemonade’s funding enabled clean drinking water access for 4,000 people. In the U.S., emergency medical aid and wildfire relief were delivered to another 4,000 individuals.
Educational support was provided to more than 294,000 students across 1,700 schools, while over 3,500 homeless youth in New York City received STEM education and college preparation resources. Lemonade also helped fund affordable housing projects for 30 families, promoting long-term stability and community development.
Now in its ninth year, the Giveback program highlights how socially conscious insurance can scale without compromising impact. Lemonade says its mission-first model continues to unite customers, the company, and nonprofit partners in tackling global challenges.
