FinTech Credibur secures $2.2m to digitise private credit

July 24, 2025

Berlin-based FinTech startup Credibur, which provides infrastructure to manage private credit facilities, has announced a $2.2m pre-seed funding round as it emerges from stealth mode.

The funding was led by European FinTech VC Redstone, with additional participation from MS&AD Ventures in Silicon Valley and Canadian investor Inovia. Several well-known FinTech angels also joined the round, including Pliant founder Malte Rau, Topi co-founders Estelle Merle and Charlotte Pallua, and noted super angel Bjarke Klinge Staun.

Credibur develops a modular API- and AI-first SaaS platform that helps automate complex credit processes between non-bank lenders and institutional capital providers. It targets segments such as buy now, pay later, factoring and leasing, as well as investors including asset managers, family offices and debt funds.

The new capital will support the company’s technical development, scale its infrastructure, acquire customers, and expand the team. Credibur has already onboarded its first pilot clients.

Credibur CEO Nicolas Kipp said, “Debt facility management is the underestimated Achilles’ heel in non-bank lending – operationally complex and technologically neglected. With Credibur, we’re digitalising this final frontier in the value chain and efficiently connecting institutional capital with new credit models.”

Redstone managing partner Timo Fleig said, “Nicolas has already proven with Banxware and Ratepay that he can master the complexity of the credit business. With Credibur, he’s now solving the next fundamental problem: manual debt facility management is slowing growth across the entire private credit sector. His infrastructure can finally digitalise this €430 billion industry in Europe.”

MS&AD Ventures CEO and managing partner Jon Soberg added, “While everyone’s talking about private credit as an asset class, many overlook the operational hurdles behind it. Credibur creates the technical infrastructure that institutional investors need to efficiently invest in this growing market. This is a classic infrastructure play with enormous scaling potential.”