Revolut unlocks main app for UK teens aged 16–17

July 31, 2025

Revolut has broadened access to its core retail app for UK-based 16- and 17-year-olds, in a move aimed at supporting financial independence during the transition to adulthood.

The decision allows older teens to engage more directly with personal finance tools while still maintaining important safeguards.

Eligible users can now enjoy most of the functionality available to adult customers, including salary deposits, peer-to-peer payments, budgeting tools, and fee-free foreign exchange when spending abroad.

The feature expansion is designed to meet the needs of teenagers experiencing major life milestones — from securing a first job to travelling with friends — offering tools to help them manage money responsibly and confidently.

The enhanced offering marks a step up from Revolut’s previous product, which was geared towards younger users aged 6–15 and required parental oversight. This upgrade gives 16–17 year olds more autonomy with fewer restrictions.

While investment features such as digital asset trading remain off-limits, the accounts are built to support core financial habits and decision-making skills.

Revolut, which has over 11 million customers in the UK alone, said the change reflects a desire to give teenagers practical financial tools during one of the most formative stages in life. Users will be able to track their spending, save with budgeting “pockets”, and receive direct deposits, enabling a seamless shift from dependence to independence.

Revolut head of youth products Carlo Spada said, “Whether they’re earning their first payslip, heading out without their parents for the first time, or saving for something important, we believe 16-17 year olds deserve access to some of the same powerful tools our adult customers rely on. Each feature is designed to help customers of all ages grow in money confidence and we’re pleased to now empower our younger customers even further as they prepare to head into adulthood.”

In tandem with this change, Revolut’s youth product has been rebranded from Revolut <18 to ‘Kids & Teens’. This account continues to serve children aged 6–15, retaining its structure of parental supervision. For existing users turning 16, the transition to the new retail experience will be smooth, with the ability to switch directly through the app.