US cemented its place as the global FinTech hub attracting 7 of the top 10 deals in H1 2025

top FinTech deals H1 2025

Key global FinTech investment stats in H1 2025:

  • Global FinTech funding fell by 38% YoY in H1 2025
  • US companies secured 70% of the top deals to cement the country’s position as the global FinTech hub
  • ReliaQuest, a leader in AI-powered security operations, secured one of the biggest FinTech deals of the first half of the year with a funding round of $500m

Global FinTech funding fell by 38% YoY in H1 2025

In H1 2025, the global FinTech sector saw a substantial decline in investment activity, with 1,695 deals completed, down 38% from the 2,754 deals recorded in H1 2024.

Funding also fell, though at a less severe rate, totalling $44.6bn, representing a 16% drop from the $53.2bn raised during the same period in the previous year.

While the decrease in capital invested is notable, the steeper contraction in deal volume may indicate growing investor selectiveness, with funding becoming increasingly concentrated in fewer, larger transactions.

This pattern suggests a cautious but still active market, where confidence remains for more mature or high-potential FinTech ventures amid continued macroeconomic pressures.

US companies secured 70% of the top deals to cement the country’s position as the global FinTech hub

The top 10 deals in both H1 2024 and H1 2025 were heavily dominated by the United States, which retained its stronghold with seven of the largest deals in each period.

The United Kingdom also maintained a place among the top 10 in both years, underlining its continued influence in the global FinTech space.

However, H1 2025 saw the introduction of Australia and Malta into the top deal rankings, while India—featured in H1 2024—dropped out of the list.

The overall geographical distribution of top deals in H1 2025 was slightly less diverse than the previous year, with only four countries represented compared to three in H1 2024, though the entry of smaller markets like Malta adds an interesting dimension to the evolving global FinTech landscape.

ReliaQuest, a leader in AI-powered security operations, secured one of the biggest FinTech deals of the first half of the year with a funding round of $500m

The round was led by EQTKKR, and FTV Capital, bringing its valuation to $3.4bn.

The investment will accelerate the company’s innovation in Agentic AI-driven cybersecurity automation and expand its international footprint.

ReliaQuest’s GreyMatter platform integrates with over 200 cybersecurity tools, leveraging AI and automation to enhance regulatory compliance, threat detection, and incident response.

In an era where cyberattacks are evolving rapidly, GreyMatter enables enterprises to contain threats in under five minutes, reducing security teams’ manual workload and improving efficiency.

With over 1,000 customers globally, the platform ensures businesses meet stringent regulatory requirements while optimising their cybersecurity operations.

This latest investment comes amid significant growth, with the company surpassing $300m in Annual Recurring Revenue and maintaining a 30% year-over-year growth rate.

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