Roamly’s Carshare insurance goes fully AI-powered

Roamly, an innovative InsurTech company specialising in AI-powered insurance solutions for shared mobility and fleet management, has launched its AI-powered Carshare insurance platform.

Roamly, an innovative InsurTech company specialising in AI-powered insurance solutions for shared mobility and fleet management, has launched its AI-powered Carshare insurance platform.

The new product addresses a major barrier for fleet operators, where insurance often represents their largest operational expense. Roamly aims to simplify coverage while helping operators scale efficiently, according to InsurTech Insights.

Roamly develops AI-driven insurance products using machine learning, telematics, and generative AI. The company recently won the Celent Innovation Execution Award for its proprietary Actuarial Rater™ and became a Lloyd’s of London Coverholder, expanding its global underwriting reach.

The Carshare platform, already covering 7,000 vehicles nationwide, is the first commercial vehicle insurance fully embedded in a fleet management SaaS tool. It allows operators to manage fleets, take direct bookings, and optimise revenue while meeting state-level compliance requirements. Roamly expects to cover more than 12,000 vehicles by the end of 2025.

The platform integrates with marketplaces and mobility providers, automating claims, underwriting, and real-time risk assessment across multiple use cases, including carsharing, ridesharing, personal use, and idle periods.

“Insurance has historically been a barrier for shared mobility operators, often representing their single largest expense,” said Roamly CEO Jeff Cavins. “With our AI-powered Carshare solution, we’re breaking down that barrier—offering scalable, affordable, and fully embedded insurance coverage that helps operators grow with confidence.”

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