Key UK FinTech investment stats in H1 2025:
- UK FinTech funding fell by 28% YoY in H1
- Trend analysis shows a projected drop of 21% in deal activity for 2025
- Deals over $100m dropped by 22% as investors grew cautious
- Fundment, a tech platform transforming the wealth management space by streamlining administrative processes for financial advisers, secured one of the biggest UK FinTech deals of the first half of the year with a $55.5m Series C funding round
UK FinTech funding fell by 28% YoY in H1
In H1 2025, the UK FinTech sector recorded 129 deals, down 34% from the 194 deals completed in H1 2024 and flat compared to H2 2024, which also saw 129 deals.
Total funding reached $2.9bn in H1 2025, a 28% decrease from the $4bn raised in H1 2024 but only a 7% drop from the $3.1bn recorded in H2 2024.
Despite the slowdown in activity, funding has remained comparatively resilient, suggesting that investors continue to deploy capital selectively into higher-quality opportunities.
Trend analysis shows a projected drop of 21% in deal activity for 2025
If the H1 2025 trend were to continue across the rest of the year, 2025 would close with around 258 deals and $5.7bn in total funding.
This would represent a 21% decline in deal volume compared to the 323 deals completed in 2024, but a modest 2% increase in total funding from the $7.0bn raised last year.
Such a trajectory highlights a shift in investor behaviour towards fewer, more meaningful transactions, rather than broad-based deal activity.
Deals over $100m dropped by 22% as investors grew cautious
Funding from deals under $100m totalled $936m in H1 2025, down 38% from $1.5bn in H1 2024 and 37% lower than the $1.5bn recorded in H2 2024.
In contrast, deals valued at $100m or more brought in $1.9bn, a 22% drop from $2.5bn in H1 2024 but a 21% increase on the $1.6bn raised in H2 2024.
This reallocation of capital towards larger transactions underlines a cautious but strategic investor stance, favouring scale and resilience over early-stage growth.
Fundment, a tech platform transforming the wealth management space by streamlining administrative processes for financial advisers, secured one of the biggest UK FinTech deals of the first half of the year with a $55.5m Series C funding round
The round was led by Highland Europe and ETFS Capital.
Designed to replace fragmented and legacy infrastructure, Fundment’s platform delivers integrated core services, back-office tools, and discretionary investment management capabilities, enabling advisers to offer more personalised and efficient financial services.
Its technology supports tax wrappers, custom API integrations, and automation of complex regulatory tasks, addressing increasing demands for timely, data-driven client interactions.
With $68tn of assets expected to be transferred globally over the next 30 years, Fundment is well positioned to capitalise on intergenerational wealth shifts.
The platform is already integrated with major financial institutions including Legal & General, BlackRock, and HSBC, and supports a wide array.
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