Kidbrooke has introduced a new employee benefits platform, Life, designed to transform the management of End of Service Benefits (EOSB) in the UAE and the wider Gulf region.
As gratuity reforms progress, demand is rising for more dynamic and transparent systems that support both employers and employees. Traditional processes, often slow and manual, no longer meet the evolving expectations of modern workplaces.
Life has been created to address these challenges, offering a cloud-native solution underpinned by KidbrookeONE technology. The platform consolidates onboarding, contributions, investment options, forecasting and withdrawals, all within a single digital journey. The intention is to give employers greater control of liabilities while offering employees a clearer picture of their long-term financial futures.
A key feature of Life is its multi-stakeholder design, with four separate portals tailored to brokers and sales teams, employers, employees, and administrators.
The Sales Portal is aimed at intermediaries, providing digital tools for onboarding, benefit illustrations, and compliance checks. The Employer Portal simplifies contract management, contribution reconciliation, and dashboard visibility for HR teams. Employees can use their dedicated portal to track benefit values, make contributions, and forecast retirement outcomes. Meanwhile, the Admin Portal gives insurers and large employers complete oversight of policies, workflows, and compliance through configurable settings and automated alerts.
Behind these interfaces are advanced capabilities in automation and analytics. The platform integrates with payroll providers, fund administrators, and finance tools, while also supporting multiple currencies and languages.
Employees benefit from forecasting tools powered by Monte Carlo simulations, which help them model different retirement scenarios and plan accordingly. For organisations, the system reduces the administrative burden and ensures regulatory compliance.
A recent example of Life’s flexibility can be seen in its work with HAYAH Insurance in the UAE. Kidbrooke supported the development of Smart Saver and Pension Calculator tools within HAYAH’s digital ecosystem, giving individuals the ability to model retirement readiness and compare savings paths.
The platform is also built on proven foundations. In Sweden, Skandia has used Kidbrooke’s analytics engine to enhance its occupational pension offerings. By embedding advanced forecasting and risk insights, Skandia has been able to deliver greater personalisation and improve long-term customer engagement.
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