Remitly One offers new cross-border financial tools

September 15, 2025

Remitly has introduced a new all-in-one financial membership designed to expand its services beyond remittances and strengthen its position as a cross-border financial partner.

The membership, called Remitly One, is aimed at helping customers move, manage, and grow their money more easily across borders.

Remitly co-founder and CEO Matt Oppenheimer said, “For too long, managing money across borders has been harder, riskier, and more expensive than it should be.

“Remitly One is built to change that. It marks our evolution from a remittance provider to a trusted financial partner helping customers build stability, flexibility, and opportunity into their everyday lives.”

Remitly One offers a bundle of benefits across its products. Among these is Remitly Flex, which allows customers to “send now, pay later” with up to $250 in funding at no interest. Members gain instant access to funds, flexible repayment, and multiple withdrawals within their approved limit.

Another feature, Remitly Wallet, enables customers to securely store funds within the app. While it is free for all users, members receive an annual 4% cash reward on their USD balances.

Early access to the Remitly Card is also available for members, offering debit spending directly from the Wallet without foreign transaction fees. In addition, members can earn up to $5 in monthly cash back for activities such as topping up their Wallet or setting up Flex autopay.

Ankur Sinha, Remitly chief product and technology officer, added, “We’re moving from transactional to transformational with a trusted financial membership that grows with our customers.”

The firm also outlined future benefits. By the end of the month, selected members will be able to hold multiple currencies, including USDC stablecoins, directly in their Wallet. In spring 2026, U.S. members will have access to a line of credit to help them establish a U.S. credit history. Other planned perks include identity protection, credit monitoring, and exclusive Remitly rewards.

Remitly One is initially available to eligible U.S. customers for $9.99 per month, with wider access expected by the end of the year. Expansion into new countries is planned for 2026 and beyond.