Splitit, a pioneer in embedded card-linked instalments, has announced the launch of its invite-only Agentic Commerce Partner Program.
The initiative is designed to bring pay-later capabilities directly into the emerging world of Agentic AI, where autonomous systems can independently search, recommend, and make purchases on behalf of consumers and businesses.
The new partner programme marks Splitit’s next step in ensuring that flexible instalment payments are seamlessly integrated into AI-driven commerce from the outset. As AI transforms how individuals and organisations interact with products and services, Splitit aims to embed transparent and user-friendly payment options at the very core of these digital experiences.
Splitit, a global FinTech innovator, enables consumers to split payments using their existing credit or debit cards without new credit checks, applications, or fees. The company works with merchants, payment networks, and financial institutions to streamline checkout processes and enhance consumer purchasing power.
Through the Agentic Commerce Partner Program, Splitit is introducing native card-linked instalment capabilities that can be embedded directly into autonomous shopping agents. These agents—powered by advanced AI—are capable of identifying deals, generating recommendations, and completing purchases on behalf of users, offering convenience and efficiency that redefines the retail experience.
The new programme operates through real-time instalment options requested by registered AI agents within merchant checkout flows. These options are powered by existing banking infrastructure, PSPs, or lending partners, without redirecting users or requiring new credit lines. Customers continue to use their current debit or credit cards, while Splitit’s platform manages the instalment plan in the background, ensuring merchants receive payment upfront.
Built on open standards, the platform aligns with new frameworks such as Google’s AP2 and OpenAI’s Agentic Commerce Protocol, ensuring interoperability across evolving agent ecosystems. This structure makes the system flexible and scalable for future AI commerce innovations.
Agentic Commerce represents a significant evolution in how discovery, decision-making, and payments converge. By embedding instalment options at the heart of this new ecosystem, Splitit transforms payments from a back-end process into a native element of AI-powered commerce—maintaining brand control and consumer trust across global markets.
Splitit CTO Ran Landau said, “Agentic AI will fundamentally reshape how consumers and businesses buy. Splitit’s mission is to ensure that seamless, transparent instalments are built into this new paradigm from day one, not bolted on later. We look forward to partnering with leading merchants, platforms, networks, and banks in developing meaningful use cases that can be beneficial to shoppers and brands.”
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