Climate FinTech Bees & Bears secures €5m seed round

October 17, 2025

Berlin-based Bees & Bears, a climate FinTech focused on democratising access to renewable energy financing, has secured €5m in seed funding led by Extantia Capital and Contrarian Ventures.

The funding follows a €2m pre-seed round in 2024 and arrives just months after the company signed a €500m financing framework with a listed European bank.

This deal made Bees & Bears the first climate FinTech in Europe to secure such a facility, it claimed. This funding will enable the company to finance up to 25,000 solar installations, heat pumps, and battery storage systems over the next two years.

Founded in 2023 by Marius Schondelmaier and Jakob von Egidy, Bees & Bears develops embedded finance solutions that allow local installation companies to offer customers flexible financing options for climate technologies directly during consultations. Its platform provides real-time credit checks and eliminates traditional banking intermediaries, helping installers close deals faster while giving households easier access to renewable energy systems.

The new seed capital will support rapid scaling to meet rising demand, with the company planning to expand into commercial and industrial segments and neighbouring European markets. Bees & Bears also intends to triple its workforce and strengthen its position as Europe’s leading embedded-finance platform for climate technologies.

Bees & Bears’ system simplifies renewable energy adoption: installers can generate quotes for solar panels, heat pumps, or batteries, enter customer data online, and receive instant approval for instalment payments following automated verification. For customers, this eliminates the need for large upfront payments or lengthy bank negotiations, while installers gain access to new clients and faster revenue cycles.

Bees & Bears co-CEO Marius Schondelmaier said, “We’re building the financing infrastructure that democratises access to climate technologies across Europe. Instalment purchases are becoming the new standard for bringing renewable energy to wider society. Our mission is to enable one trillion euros in sustainable financing.”

Extantia Capital partner Yair Reem said, “The energy transition must not fail due to bureaucracy and financing obstacles. Bees & Bears creates the urgently needed infrastructure for households and installers – quickly, digitally, and reliably. This is how we bring climate protection from paper to practice and enable faster expansion of renewables.”