Key global FinTech investment stats in Q3 2025:
- Global FinTech funding grew by 26% YoY in Q3
- US companies secured half of the top 10 global FinTech deals to dominate the market in Q3
- HALA, a Saudi Arabian FinTech specialising in embedded financial services for micro, small, and medium-sized enterprises (MSMEs), secured one of the biggest global FinTech deals of the quarter — and the only top deal from the Middle East — with a $157m Series B funding round
Global FinTech funding grew by 26% YoY in Q3
In Q3 2025, the global FinTech sector recorded $20.3bn in total funding across 959 transactions, marking a 26% increase in investment value compared to the $16.1bn raised across 871 deals in Q3 2024.
The number of deals also rose by 10%, highlighting a continued expansion in market activity and suggesting that investor appetite for FinTech remains robust.
This simultaneous growth in both funding and transaction volume indicates not only the return of large-scale investments but also broader participation from early- and mid-stage ventures.
Overall, the increase reflects renewed investor confidence and accelerating global adoption of digital financial solutions, supported by advancements in payments, digital banking, and embedded finance technologies.
US companies secured half of the top 10 global FinTech deals to dominate the market in Q3
The top 10 deals in Q3 2025 highlight a more geographically diverse investment landscape compared to the previous year.
The US maintained its leadership position as companies secured five of the ten largest deals, slightly down from six in Q3 2024, reaffirming its central role in global FinTech innovation.
The UK strengthened its position with two top deals, while new entrants such as Mexico, Uzbekistan, and Saudi Arabia made their first appearances on the list — underscoring the growing FinTech activity across emerging markets.
In contrast, the Philippines, India, France, and Germany, all of which featured among the top 10 in Q3 2024, were absent in 2025.
This shift reflects a redistribution of large-scale funding from established FinTech hubs toward a more globally balanced mix of developed and emerging economies, signalling a broadening of investor focus and regional participation within the sector.
HALA, a Saudi Arabian FinTech specialising in embedded financial services for micro, small, and medium-sized enterprises (MSMEs), secured one of the biggest global FinTech deals of the quarter — and the only top deal from the Middle East — with a $157m Series B funding round
The round was led by TPG’s Rise Fund and Sanabil Investments, a Public Investment Fund-owned investor.
The round also saw participation from prominent backers including QED, Raed Ventures, and Impact 46.
HALA’s platform provides a comprehensive suite of embedded financial services, including business accounts, card issuance, payment processing, point-of-sale systems, financing, and corporate cards.
Serving more than 142,000 businesses and processing over $8bn in annual transactions, the firm has become a key player in advancing digital financial inclusion for MSMEs in Saudi Arabia.
The new capital will support the expansion of HALA’s lending and embedded finance products, aligning with the goals of Saudi Arabia’s Vision 2030 to strengthen SME participation in the national economy and further establish the company as a leading force in the Middle East’s rapidly evolving FinTech landscape.
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