Mastercard has launched Mastercard Threat Intelligence, a threat intelligence solution designed specifically to combat payment fraud at scale.
The announcement was made during Money20/20 USA and marks a significant step in strengthening cybersecurity within the financial ecosystem.
The new product addresses a growing concern across the financial sector — the increasing overlap between cybercrime and financial crime. Mastercard Threat Intelligence was developed to help fraud prevention and merchant compliance teams at issuing and acquiring banks proactively detect, prevent, and respond to cyber-enabled fraud before it escalates into financial losses.
Headquartered in New York, Mastercard operates one of the world’s largest payment networks, connecting consumers, merchants, and financial institutions globally. The company is widely recognised for its innovation in secure payments, digital identity, and data-driven intelligence, providing solutions that enhance trust and resilience in the global economy.
Mastercard Threat Intelligence brings together the company’s global fraud data and network visibility with advanced cyber threat intelligence from Recorded Future’s platform. This integration provides customers with real-time, actionable insights into payment risks, helping them identify vulnerabilities, coordinate defences, and stop fraudulent activities before they reach the transaction stage.
Key features of the solution include real-time card testing detection to proactively block fraudulent test transactions, digital skimming intelligence to combat card-related malware, merchant threat intelligence to enhance incident response, and weekly reports on emerging vulnerabilities across the payment landscape. The tool also delivers payment intelligence reports with fraud trend analysis and case studies to inform long-term defence strategies.
This launch follows Mastercard’s acquisition of Recorded Future less than a year ago, demonstrating the firm’s commitment to developing intelligence-led security solutions for the digital economy. The company’s collaboration with Recorded Future enhances the sharing of insights across the financial services industry, reinforcing Mastercard’s leadership in cyber innovation.
“As the lines between cybercrime and financial crime continue to blur, innovation is an imperative,” Mastercard global head of security solutions Johan Gerber said, “Mastercard Threat Intelligence provides customers with actionable, real-time and targeted risk insights to disrupt fraudulent transactions, inform strategic defense and ultimately enable a more proactive approach.”
Javelin Strategy & Research director of cybersecurity Tracy (Kitten) Goldberg said, “Effective cybersecurity will increasingly depend on threat intelligence that crosses sectors and regions. Vendors with broad transactional data and analytics will play a key role in improving information-sharing among financial services, merchants and across the industry.”
She added, “New doors are opening for advanced threat intel, facilitated through successful cyber fusion that incorporates a myriad of tools across identity verification, fraud detection, and indicators of compromise. Feeding threat intel across disparate teams and industries in meaningful and useful ways will help fraud and cybersecurity teams more readily identify trends, placing them in positions to move from reactive response to proactive mitigation.”
Mastercard revealed that during market testing, its threat intelligence data enabled ecosystem partners to take down malicious domains responsible for stealing payment card data. Over a six-month period, nearly 9,500 e-commerce sites were affected, linked to an estimated $120m in fraud.
Banco Mercantil del Norte’s fraud expert Irvin Salinas Pineda said, “Mastercard Threat Intelligence will help us to keep the pace with main threats and trends, something that is not possible today due to high-demanding operations in the bank.”
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