Key European WealthTech investment stats in Q3 2025:
- European WealthTech deal activity dropped by 24% YoY in Q3
- UK companies secured half of all the European WealthTech deals to dominate the market in Q3
- Finary, a European wealth management platform known for enabling individuals to centralise their investments and optimise portfolios through AI-driven tools, secured one of the biggest European WealthTech deals of the quarter with a $29.5m Series B round
European WealthTech deal activity dropped by 24% YoY in Q3
In Q3 2025, the European WealthTech market saw a continued decline in both deal activity and funding compared to earlier periods.
The region recorded 37 deals, an 16% decrease from the 44 deals in Q2 2025 and a 24% fall from the 49 deals in Q3 2024.
Total funding dropped to $212.6m, representing a sharp 70% decrease from the $698m raised in Q2 2025 and an 19% decline from the $261.1m secured in Q3 2024.
This downward trend highlights weakening investor appetite across the European WealthTech sector, reflecting a more cautious investment environment and reduced deployment of late-stage capital within the region.
UK companies secured half of all the European WealthTech deals to dominate the market in Q3
The UK remained the dominant WealthTech hub in Europe during Q3 2025, with 18 deals (49% share), although this represents an 18% decrease from the 22 deals (45% share) recorded in Q3 2024.
The Netherlands ranked second with 6 deals (16% share), compared with 7 deals (14% share) last year, marking a 14% decrease.
Sweden secured 3 deals (8% share), replacing France and Switzerland, which had 7 deals (14% share) and 4 deals (8% share) respectively in Q3 2024.
Despite the overall decline in deal volume, the UK and the Netherlands both saw an increase in their percentage share of activity, indicating that while the European WealthTech market has contracted, these countries have strengthened their relative position within the region.
Finary, a European wealth management platform known for enabling individuals to centralise their investments and optimise portfolios through AI-driven tools, secured one of the biggest European WealthTech deals of the quarter with a $29.5m Series B round
The round was led by PayPal Ventures, alongside backing from LocalGlobe, Hedosophia, Shapers, Y Combinator, Speedinvest, and several high-profile industry leaders.
Founded in 2021, the company has rapidly scaled across Europe and is already profitable, with ambitions to reach $5.9bn in assets under management within three years.
Its transparency-first model has attracted over 500,000 French households seeking accessible, low-cost wealth solutions.
The new capital will support the launch of additional financial products, the expansion of Finary One—its private wealth service—deeper AI integration, wider European market penetration, and more than 50 new hires.
Finary is also developing AI agents and preparing to introduce brokerage accounts, savings products, retirement solutions, and new asset classes as it strengthens its position as a leading WealthTech innovator in Europe.
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