Key Singapore FinTech investment stats in Q3 2025:
- Singapore FinTech investments dropped by 39% YoY in Q3
- Average deal value dropped by 14% to $12.1m as investors grew cautious
- Yup, a Singapore-based digital credit payments platform developed by FinTech firm Finture, secured one of the biggest Singaporean FinTech deals of the quarter with a $32m C-1 funding round
Singapore FinTech investments dropped by 39% YoY in Q3
In Q3 2025, the Singaporean FinTech market experienced declines in both deal activity and funding compared with the same quarter in the previous year.
Only 16 deals were recorded in Q3 2025, representing a 30% decrease from the 23 deals completed in Q3 2024.
Total funding also contracted sharply, falling to $192.8m in Q3 2025 – a 39% decline from the $314.5m raised in Q3 2024.
This combination of lower deal volume and reduced capital deployment signals a cautious stance from investors, as ongoing regulatory adjustments and macro-economic uncertainty continue to weigh on sentiment.
When comparing Q3 2025 to Q2 2025, both deal activity and total funding declined.
Deal volume fell from 20 to 16 transactions, a 20% QoQ decrease, while funding dropped from $543.4m to $192.8m, marking a steep 65% decline.
This sharp pullback indicates that investors have become more selective quarter-over-quarter, prioritising smaller, lower-risk opportunities.
Average deal value dropped by 14% to $12.1m as investors grew cautious
The average deal value in Q3 2025 was $12.1m, a 14% decrease from the $13.7m average in Q3 2024.
Compared with Q2 2025, where the average deal size was $27.2m, Q3 2025 represents a significant 56% decline, highlighting a notable shift towards smaller ticket sizes.
This reduction in average deal value reinforces the broader pattern of investor caution as market participants adjust to tightening capital conditions and continued economic uncertainty across the region.
Yup, a Singapore-based digital credit payments platform developed by FinTech firm Finture, secured one of the biggest Singaporean FinTech deals of the quarter with a $32m C-1 funding round
The platform provides physical and virtual credit cards as well as pay-later services tailored to working and middle-income consumers across Southeast Asia, forming part of Finture’s broader ambition to modernise access to short-term credit in emerging markets.
Backed by investors including Moore Strategic Ventures, Spice Expeditions and Platanus, the new capital will support Yup’s regional expansion beyond Indonesia into Hong Kong, Vietnam and the Philippines, while bolstering its path towards break-even expected by the end of 2025.
With revenues reportedly doubling annually over the past three years and long-term plans that include a potential US listing by 2029, Yup aims to strengthen its position in Southeast Asia’s fast-growing digital credit ecosystem and scale its financial services to meet rising consumer demand.
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