Key European WealthTech investment stats in Q1 – Q3 2025:
- European WealthTech funding dropped by 68% YoY
- UK firms secured 60% of the top 10 WealthTech in Q1 – Q3 to reinforce the countries’ position as the main WealthTech hub in Europe
- Fundment, a tech platform transforming the wealth management space by streamlining administrative processes for financial advisers, secured one of the biggest Euroepean WealthTech deals of the first nine months with a $55.5m Series C funding round
European WealthTech funding dropped by 68% YoY
Across the first three quarters of 2025, the European WealthTech sector raised $1.3bn from 81 deals, marking a substantial contraction compared with the same period in 2024.
Total funding declined by 68% from the $4.1bn recorded during the first three quarters of 2024, while deal activity fell by 67% from 243 to 81 transactions.
The depth of this decline across both funding and deal volume indicates a pronounced cooling of the European WealthTech market, suggesting subdued investor appetite and potentially delayed growth-stage rounds.
Unlike some other FinTech verticals where deal volume has held firm despite lower funding, the simultaneous fall in both metrics highlights a broader pullback across the ecosystem.
UK firms secured 60% of the top 10 WealthTech in Q1 – Q3 to reinforce the countries’ position as the main WealthTech hub in Europe
The composition of the top 10 deals also demonstrates a notable geographical reshaping.
In the more recent period, the UK dominated with six major deals, followed by France with three and the Netherlands with one.
By contrast, the earlier period featured a far more diverse spread across nine different countries, with the UK accounting for only three top deals, accompanied by individual entries from Jersey, Switzerland, Spain, Turkey, Lithuania, Sweden and the Netherlands.
The consolidation of large transactions into just three countries in 2025 reflects a shift towards greater concentration of high-value WealthTech activity, particularly in the UK and France, while the absence of smaller markets that previously appeared in the top 10 underscores a retreat in big-ticket investment outside the region’s largest, most established hubs.
Fundment, a tech platform transforming the wealth management space by streamlining administrative processes for financial advisers, secured one of the biggest Euroepean WealthTech deals of the first nine months with a $55.5m Series C funding round
The round was led by Highland Europe and ETFS Capital.
Designed to replace fragmented and legacy infrastructure, Fundment’s platform delivers integrated core services, back-office tools, and discretionary investment management capabilities, enabling advisers to offer more personalised and efficient financial services.
Its technology supports tax wrappers, custom API integrations, and automation of complex regulatory tasks, addressing increasing demands for timely, data-driven client interactions.
With $68tn of assets expected to be transferred globally over the next 30 years, Fundment is well positioned to capitalise on intergenerational wealth shifts.
The platform is already integrated with major financial institutions including Legal & General, BlackRock, and HSBC, and supports a wide array.
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