Informed.IQ, an AI-powered loan verification and fraud prevention RegTech company, has announced a significant growth equity investment of $63m.
The company has secured $63m in growth capital from Invictus Growth Partners, which will support Informed.IQ’s next phase of expansion and product development, said Financial IT.
Founded to address verification and fraud challenges in lending, Informed.IQ provides agentic AI technology designed to verify loans and detect fraud at speed and scale. The platform is currently used by seven of the top ten US auto lenders and is trusted by some of the country’s largest banks. To date, Informed.IQ has supported more than $350bn in loan originations, reducing loan closing times from days to minutes while maintaining high levels of accuracy.
The new funding will be used to accelerate Informed.IQ’s growth within auto finance, while also supporting its strategic expansion into mortgage lending, consumer lending, tenant screening and government benefit administration. The company is positioning its technology as a cross-sector verification and fraud prevention layer that can operate across the entire lending lifecycle, from pre-underwriting through to servicing.
The investment comes at a time of rising fraud and credit risk across the lending sector. According to Equifax data cited by the company, consumer non-mortgage write-offs increased by 145% in 2024 compared with 2021, while estimated auto lending fraud loss exposure has exceeded $7.9bn. Informed.IQ argues that its extensive dataset and AI-driven models allow lenders to detect fraud patterns that would otherwise go unnoticed.
Informed.IQ’s proprietary dataset spans more than two billion lending data points drawn from over 100 million loan documents. This scale enables the company to automate complex verification workflows and identify emerging fraud typologies across multiple lending verticals.
Westlake Financial Services president Ian Anderson said, “Westlake takes fraud very seriously. Informed.IQ’s AI helps us identify GenAI-fabricated consumer applications and prevent losses in the double-digit millions per year.”
Informed.IQ CEO and co-founder Justin Wickett said, “Lenders are capturing more loans with their current staff. We’ve built the industry’s most comprehensive lending intelligence platform, enabling faster, more accurate verification and fraud detection that previously was going uncaught, contributing to the rise in losses. This investment from Invictus validates our approach and will fuel our next phase of growth.”
Invictus co-founder and managing partner John DeLoche said, “The nation’s largest lenders trust Informed.IQ’s AI-first platform. Their dataset is a true differentiator. We are honored to work with Justin and the team to accelerate product innovation for their customers and expand these benefits into new markets.”
Invictus co-founder and managing partner William Nettles added, “What stood out about Informed.IQ is that they incorporate years’ worth of historical loan performance data when training their models. We backed them to bring this level of forensic precision to the mortgage and government sectors where the cost of verification errors is the highest.”
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