Key global FinTech investment stats in 2025:
- Global FinTech funding grew by 7% YoY
- Deals over $100m increased by 21% as investors concentrated on more established companies
- FNZ, a UK-based WealthTech providing an end-to-end digital wealth management platform for shares, ETFs, futures and alternative investments, secured one of the biggest FinTech deals of the year with a $650m funding round
Global FinTech funding grew by 7% YoY
In 2025, the global FinTech market recorded a further contraction in deal activity but a modest recovery in funding compared with 2024.
A total of 3,543 deals were completed, representing a 19% decline from the 4,401 transactions recorded in 2024.
Despite this fall in volume, total funding rose to $96bn, an increase of 7% from the $89.7bn raised the year before.
This points to a market that remains highly selective, with fewer transactions being completed but larger sums of capital being deployed into those that do proceed.
The average deal size in 2025 increased to $27.1m, up from $20.4m in 2024, underlining this shift towards bigger ticket investments.
Looking back over the longer cycle, the scale of the correction remains stark.
Compared with the peak year of 2021, when global FinTech attracted $374.8bn across 16,212 deals, 2025 funding is 74% lower and deal volume has fallen by 78%.
Deals over $100m increased by 21% as investors concentrated on more established companies
In 2021, deals under $100m accounted for $136.3bn and transactions of $100m or more reached $238.5bn, reflecting a market awash with capital across all stages.
By contrast, in 2025, sub-$100m deals totalled $36.5bn, down 10% from $40.3bn in 2024, while deals of $100m and above rose to $59.5bn, up 21% from $49.3bn a year earlier.
This divergence highlights how the current market is increasingly dominated by a smaller number of very large financings, as investors concentrate capital into the most established and scalable FinTech platforms.
FNZ, a UK-based WealthTech providing an end-to-end digital wealth management platform for shares, ETFs, futures and alternative investments, secured one of the biggest FinTech deals of the year with a $650m funding round
The round was backed by CPP Investments, La Caisse, Generation Investment Management, Motive Partners and a number of its major institutional clients.
The fresh capital will be used to strengthen FNZ’s balance sheet and support continued investment in its technology, workforce and product suite as it scales its global platform, which already supports more than $2.1tn in assets across partnerships with over 650 financial institutions and 12,000 wealth managers worldwide.
The raise follows a $500m funding earlier on in 2025 and comes amid a series of high-profile client wins, including Raymond James in Canada and UniCredit in Germany, reinforcing FNZ’s position as a core infrastructure provider to the global wealth management industry.
Keep up with all the latest FinTech research here
Copyright © 2026 FinTech Global
