Exponent Financial secures $20m revolving credit facility from Jovian

Exponent Financial secures $20m revolving credit facility from Jovian

Exponent Financial, a technology-driven lender and financial management platform focused on franchise operators, has secured a new revolving credit facility from Jovian Capital Management to support the expansion of its lending capabilities.

Exponent has historically established credit facilities to support the issuance of business credit cards for franchise operators nationwide. With this latest facility, the company is broadening its focus beyond cards and into term lending, enabling it to address a wider range of financing needs for operators managing complex, multi-brand portfolios.

Exponent Financial operates as a technology-enabled lender and financial management platform serving franchise operators and independent brands nationwide. Its offering includes charge cards, commercial loans and AI-powered CFO tools designed to streamline financial operations and support growth.

Exponent Financial CEO Sohel Roopani said, “Franchise operators manage complex, multi-unit businesses across diverse brands. They see real value in being underwritten and supported at the entity level with a full understanding of their operations.

“This facility enhances our ability to responsibly scale our lending portfolio and expand our reach across the national franchise ecosystem. Jovian has been a thoughtful partner, and we look forward to continuing to build together

Jovian Capital Management managing partner Nick Acimovic said, “Exponent has assembled a strong team addressing a meaningful need within the franchise finance market. We are pleased to support their next phase of growth and believe this partnership positions the company well for continued expansion.”

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