Key global FinTech investment stats in Q4 2025:
- Global FinTech deal activity grew by 11% YoY
- US companies secured 44% of all the global FinTech deals to dominate the marketplace in Q4
- Zelo, an Abu Dhabi-based supply chain finance platform providing rapid invoice-to-cash solutions for SMEs and mid-tier suppliers, secured one of the biggest FinTech deals of the quarter after receiving a $715m capital injection
Global FinTech deal activity grew by 11% YoY
Global FinTech market saw a notable uptick in funding during the last quarter of 2025 while deal activity also improved year on year.
Total investment reached $31.1bn in Q4 2025, representing a 53% increase from the $20.3bn recorded in Q4 2024.
Deal activity rose to 1,200 transactions, a 11% increase from 1,078 deals a year earlier.
Compared with Q3 2025, funding climbed sharply from $20.3bn, although the number of deals eased from 1,306, indicating larger average deal sizes despite slightly lower quarter on quarter activity.
US companies secured 44% of all the global FinTech deals to dominate the marketplace in Q4
The US remained the leading FinTech market in Q4 2025 with 525 deals (44% share), marking a 25% increase from 421 deals (39% share) in Q4 2024.
The UK ranked second with 82 deals (7% share), reflecting a 7% decrease from 88 deals (8% share) in the prior year period.
India placed third, recording 75 deals (6% share), a sharp 142% increase from 31 deals (3% share) in Q4 2024.
The data highlights continued dominance by the US alongside accelerating momentum in India despite mixed performance across other leading markets.
Zelo, an Abu Dhabi-based supply chain finance platform providing rapid invoice-to-cash solutions for SMEs and mid-tier suppliers, secured one of the biggest FinTech deals of the quarter after receiving a $715m capital injection
The funding was from the parent company, International Holding Company.
Formerly known as eFunder, the firm converts approved invoices from government entities and large corporates into working capital within one to two days, addressing persistent liquidity gaps faced by smaller businesses in the Middle East.
To date, Zelo has funded more than 12,000 transactions worth $225m across sectors including oil and gas, construction, infrastructure and retail, and is targeting $1bn in gross financing volume by 2026.
The new capital is expected to accelerate anchor partnerships and expand the platform’s reach across regional supply chains, positioning Zelo to address a substantial SME funding gap in the Middle East estimated at between $210bn and $240bn.
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