PactFi, a secure end-to-end operational platform for private credit, has raised $25m in a Series A funding round led by 7RIDGE Ecosystem Impact Fund (EIF), with participation from Vestigo Ventures.
The round will be used to accelerate PactFi’s position as core infrastructure for the private credit ecosystem across four key areas: product expansion, go-to-market growth, continued research and development alongside artificial intelligence integration, and team expansion. The company is actively hiring across product, engineering, and client-facing roles.
PactFi was founded by industry practitioners who experienced firsthand how disconnected tools introduced risk, inefficiency, and control gaps across the transaction lifecycle.
The platform provides cross-counterparty workflows within a shared operating environment, capturing and structuring data across the private credit lifecycle and enabling straight-through processing with centralised visibility. It holds ISO 27001 certification and SOC 2 Type II attestation, underscoring its commitment to enterprise-grade security and governance infrastructure.
Since launching in 2023, PactFi has processed more than $300bn in deal volume across more than 250 counterparties. It has more than 2,600 users representing 3,000 fund entities, and already supports eight of the top 20 credit asset managers, representing a combined $3.4tn in assets under management. All of the top 20 have participated on the platform as lenders.
7RIDGE CEO Carsten Kengeter said, “Private credit remains weighed down by fragmented, manual processes that create unnecessary friction and risk.
“PactFi is reimagining this infrastructure by creating a network that seamlessly syndicates private credit loans, automates workflows, and delivers institutional-grade data, analytics, and reporting. We see PactFi as a foundational platform for the next phase of growth in private markets.”
PactFi founder and CEO Emma Zhang said, “We’re scaling in lockstep with our clients and the broader private credit market.
“As transaction volume, oversight, and counterparty coordination grow more complex, firms need infrastructure that strengthens control without slowing execution. This funding allows us to deepen PactFi’s role as the system of record where private credit workflows, data, and risk controls live.”
Copyright © 2025 FinTech Global
