Ani Tech, the UK-based agentic AI platform for financial services, has launched a free AI cash flow modelling app aimed at transforming how financial advice is delivered across the UK.
The app allows financial advisors to build, model, and sense-check complex financial scenarios using natural language, removing the need for manual data entry or rigid software navigation. Key capabilities include the ability to create and compare financial scenarios instantly, update client fact finds through simple commands, track real-time market events, receive strategic guidance on client wealth gaps, and carry out a final sense check before presenting models to clients. The tool runs on an AI agent named ‘Flo’, which works proactively in the background, monitoring client goals without requiring human prompts.
Ani Tech is offering the app free of charge to financial advisors, with advanced agentic features subject to a daily token limit, in a bid to drive broad industry adoption.
The launch is accompanied by new research from Ani Tech indicating that agentic AI can automate 75% of non-client-facing work. According to the company, this reduction in administrative burden could lower the cost of onboarding a new client from an average of £800 to £200, potentially making professional financial advice viable for 25 million people in the UK who were previously considered uneconomical to serve.
Ani Tech founder Samantha McBride said, “We are releasing our AI cash flow modelling tool for free because we want to prove that AI isn’t just a buzzword for financial advisers – it’s the engine that will finally close the UK’s advice gap and radically improve the efficiency and performance of every financial adviser in the UK. Our app takes the legwork out of creating models, allowing advisors to stop operating software and start focusing on the human relationships that drive wealth. Putting this tool into the hands of financial advisers is how real transformation happens in the industry.”
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