Modern Treasury, a payments operations platform, has announced a partnership with fraud prevention specialist Sardine to bolster transaction monitoring and fraud detection for businesses processing payments across the US and internationally.
The integration brings Sardine’s real-time risk infrastructure into Modern Treasury’s existing platform, giving customers an additional layer of fraud detection across a range of payment rails including ACH, Wire, RTP, FedNow, Push-to-Card and stablecoins. The combined offering also enables wallet screening, automated risk checks within stablecoin orchestration workflows, and a unified auditable ledger, all accessible through a single API.
The move comes as the speed and complexity of modern payments create a more demanding environment for fraud prevention. Modern Treasury’s platform already provides payment rail connectivity, US account infrastructure, ledgering and built-in compliance controls across the full lifecycle of money movement. The addition of Sardine’s monitoring layer is intended to reduce the need for manual reviews while preserving strong compliance controls and a frictionless payment experience.
Modern Treasury provides infrastructure that supports businesses moving money at scale, handling everything from payment initiation through to reconciliation and ledgering. Sardine specialises in real-time transaction monitoring and risk infrastructure, with capabilities spanning fraud detection, wallet screening and compliance automation.
Through the partnership, Modern Treasury customers will be able to access real-time fraud monitoring natively within the platform, without requiring additional third-party integrations.
Sardine co-founder and CEO Soups Ranjan said, “Payments are evolving quickly, and fraud is evolving even faster. By bringing real-time transaction monitoring into Modern Treasury’s robust payments platform, we’re able to help customers stay ahead of threats while delivering seamless payment experiences.”
Modern Treasury co-founder and CEO Matt Marcus said, “Moving money in real time requires real-time risk infrastructure. Sardine’s transaction monitoring capabilities allow us to extend our platform with more advanced fraud detection and compliance tooling, so our customers can move quickly without compromising on security.”
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