Delfi, the New York-based AI-native balance sheet intelligence platform, has joined the Circuit Accelerator Program, giving the company access to a network of 80 credit union and CUSO owners representing more than 51 million members.
The programme connects FinTech companies with Circuit’s credit union network, allowing Delfi to showcase its technology at the Circuit Summer Owner Meeting in Denver from 3 to 5 August 2026. Through the accelerator, Circuit’s Owner Advisory Team will test Delfi’s platform, provide industry feedback and help shape its application for credit union use cases.
Delfi is using the programme to expand access to balance sheet intelligence tools that have traditionally required specialist financial expertise. Its agentic AI platform is designed to help credit unions analyse balance sheet decisions, optimise capital strategies and turn complex financial data into actionable recommendations.
The company’s product suite includes Delfi Overwatch, which was named Best of Show at FinovateFall 2024, and Delfi Exchange, an AI-driven marketplace of financial instruments designed to help institutions move from analysis to execution.
Delfi provides an AI-powered decision-making platform focused on balance sheet optimisation, helping financial institutions identify opportunities, manage risk and improve strategic outcomes. Circuit is a collaborative network of 80 credit union and CUSO owners that supports innovation through shared research, partnerships and emerging technology initiatives.
The partnership comes as credit unions look for ways to access more advanced financial tools without requiring the resources of larger institutions. Delfi said its technology aims to bring sophisticated balance sheet guidance directly into the daily workflows of credit union teams.
Delfi CSO and co-founder Joseph Ahn said, “Credit unions shouldn’t rely on a quant team or a trading floor to get industry best balance sheet guidance. Our agentic AI puts that power into a credit union’s daily workflow. Circuit puts us in the room with the people we built it for, and we couldn’t be more excited to share what we’ve built.”
Circuit senior project manager Dustin Binns said, “Advanced balance sheet and risk management capabilities have traditionally been out of reach for smaller institutions, often requiring specialized expertise and resources. Delfi is bringing an AI-driven approach to that challenge. Through the Accelerator Program, the Owner Advisory Team will work with Delfi to test its approach, share real-world perspective, and help shape a solution that reflects the needs of credit unions.”
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