Mollie has agreed to acquire GoCardless in a deal that brings together two major players in the region’s digital payments ecosystem.
The acquisition aims to create Europe’s “most complete payment platform”, combining expertise in card payments, bank payments and hyperlocal methods. While the value of the transaction was not disclosed, the companies said the combined provider will serve more than 350,000 businesses once the deal closes.
Mollie is known for offering payments technology, financing tools and fraud monitoring to businesses seeking to streamline their financial operations, while GoCardless specialises in global bank-to-bank payments that reduce failed transactions and simplify recurring revenue management.
By merging their capabilities, the companies hope to solve long-standing challenges for merchants scaling internationally, particularly the fragmentation of payment systems. Large enterprises will gain the option to consolidate their European payment stack under one provider, while SMEs will have access to enterprise-grade tools without the usual operational complexity.
GoCardless’s technology will be incorporated into the broader Mollie platform in phases, creating a single solution that supports card payments, bank-to-bank payments and local methods such as iDEAL in the Netherlands, Satispay in Italy and Twint in Switzerland. The companies said this approach would support frictionless international expansion, simplified onboarding and integrations with local business software.
Additional capabilities include enhanced recurring revenue management, tools for subscription businesses to reduce involuntary churn, and a strengthened growth offering for SaaS platforms using Mollie Connect, which will be able to embed GoCardless’s bank payment network directly into their products.
The firms added that customers would gain access to Mollie Capital for financing, as well as advanced analytics and fraud monitoring.
The transaction is subject to standard regulatory approvals and is expected to complete by mid-2026. Both companies said customer support and service continuity would remain a priority throughout the integration process.
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