Ralio, a trust infrastructure provider sitting between AI agents and payment rails, has announced a $2.5m pre-seed funding round, marking what it describes as the largest agentic payments raise in Europe to date.
The round was led by SVV (Sure Valley Ventures), with contributions from Seed X, Love Ventures, Plug and Play, rule30, Adeline Arts and Science, Endurance Ventures, Campus Fund, and FinTech investor Alan Morgan.
Early backer Antler also continued its support following its initial investment. The round was reportedly three times oversubscribed within just three months of the company being founded.
Ralio’s infrastructure is designed to address a gap it says currently exists in the payments ecosystem: AI agents are already being deployed to handle procurement, payroll, and treasury functions on behalf of businesses, yet the payments infrastructure that supports them lacks safeguards.
According to the company, every agent-initiated payment currently takes place without verified intent, enforced limits, or an audit trail. Ralio’s platform aims to resolve this by equipping AI agents with guardrails, identity verification, and audit tooling before any funds are moved across accounts, cards, or stablecoins.
When an agent initiates a payment, the system verifies intent, checks it against predefined rules, routes it for human review where necessary, and logs the full decision trail.
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