In 2025, synthetic identity fraud has surged as a fast-growing financial crime, with lenders exposed to an estimated $3.3bn from suspected synthetics in the first half of the year alone. Fueled by GenAI, which enables fraudsters to craft convincing hybrid identities from real and fabricated data, this threat is outpacing traditional defenses and escalating global …

A New Era for Anti-Money Laundering For years, anti-money laundering efforts have struggled to keep pace with the very crimes they aim to prevent. Traditional systems were built for a slower era—one where static risk models, periodic reviews, and siloed data were enough to satisfy regulators. That era is over. Today, financial crime is faster, …

The churn of regulatory change keeps firms on edge, scrambling to align with ever-shifting global rules. Generative AI steps in with bold promise, turning chaotic updates into manageable insights through automation and sharp analysis. But as it streamlines compliance, questions loom about its pitfalls—data risks and hidden biases. Can GenAI truly reshape how firms stay …

Regulatory change hits firms like a constant storm, demanding swift adaptation to a maze of evolving rules. Generative AI offers a lifeline, automating tracking and interpretation to keep pace with shifting regulations. Yet, its potential to simplify compliance comes with risks—bias and privacy concerns—that could complicate the journey. Can GenAI truly transform how firms navigate …

Compliance often feels like playing catch-up, with companies racing to meet rules after they’ve been set, racking up costs along the way. Now, AI steps in with tools that promise to change the game—spotting risks early and keeping up with regulations in real time. But can it really deliver a system that prevents problems before …

Global regulations form a patchwork quilt, each jurisdiction stitching its own rules with distinct threads of law, culture, and intent. This fragmentation burdens firms with spiraling costs and compliance risks, as they grapple with inconsistent standards and relentless updates. Could RegTech—fueled by AI, automation, and analytics—offer a way to harmonize this chaos into a manageable …

RegTech Analyst recently sat down for an interview with Stacey English of Theta Lake to dive deeper into the evolving regulatory landscape and the best industry practices for using AI in financial services.  Founded in 2017, California-based Theta Lake is a leading platform focused on security, compliance, and governance for modern digital communications—covering voice, video, chat, screen-sharing, …

Data privacy continues to become an important topic for regulators around the world, as more regulations are released each year bolstering rules to ensure greater protections. For instance, several US states have increased their data protection laws this year, with protecting consumer data a focal point for many. The states to update data privacy laws …

As compliance demands intensify, artificial intelligence is stepping in, transforming complex obligations into engines of opportunity. With predictive analytics and adaptive automation, AI is continuing to reshape the regulatory landscape, helping firms to thrive – can it turn regulatory burdens into advantages? Jon Elvin, strategic risk advisor at Saifr, believes that advancing both AI and technology …

Founded in 1992 and headquartered in Edinburgh, ALMIS International empowers banks and building societies to manage, monitor, and report on their financial risk profiles. Its solutions provide executives and boards with meaningful insights into both current positions and future projections, helping them make proactive, informed decisions. Origins: A realisation in risk In the late 1980s and early …