Terms & Conditions

FinTech.Global Terms of Use

The following terms and conditions apply to any visitor (henceforth “you” and “your”) who accesses www.FinTech.Global (“the Site”) and its sub-domains and to any individual or company who purchases any product or service from Investor Networks Ltd. The Site is published, and certain products and service are provided, by Investor Networks Ltd, a company registered in England no. 6695690, which owns and operates the trading name FinTech.Global (“INL”, “FinTech.Global”, “we”, “us” and “our”). These terms and conditions were last updated on 14th February 2017 and replace all previous terms and conditions.

The Site

FinTech.Global may change, alter or withdraw any part of the Site at any time (with or without notice to you) and may also change these terms and conditions. You should regularly check these terms and conditions to see if any changes have been made.  By using the Site after any changes to the terms and conditions, you are agreeing to be bound by the new version of these. If you do not agree to the changes to the terms and conditions, you should cease using the Site and contact FinTech.Global via email to MDimitrov@FinTech.Global. The standard cancellation terms for the Site apply in this situation (see below).

Third party sites

The Site contains links to other websites or online and mobile services provided by us and by independent third parties (“Third Party Sites”), either directly or through frames. Third Party Sites may be co-branded with the Site and so may include one or several logos owned by FinTech.Global. FinTech.Global is not responsible for the availability or Content of Third Party Sites and will not be a party to, or in any way responsible for, any transaction concerning goods or services available from such Third Party Sites. If you purchase products or services from a Third Party Site your contract for such products or services will be with the third party and not with FinTech.Global. Our Privacy Policy does not apply to Third Party Sites

The Site will from time to time contain advertising and sponsorship. Advertisers and sponsors are responsible for ensuring that material submitted for inclusion on the Site complies with international and national law. FinTech.Global will not be responsible for any error or inaccuracy in advertising or sponsorship material.

Permitted use

You may for your personal, non-commercial use retrieve and display Content on any compatible device, print a single copy of individual articles on paper (but not photocopy them); and store such articles in electronic form on disk or on a mobile device (but not on any server or other storage device connected to a network).

Non-permitted use

You may not use any Content for any unlawful purpose. Except as expressly set out in these terms and conditions, you may not copy, reproduce, publish, broadcast, transmit, modify, adapt, create derivative works of, store, archive, publicly display or in any way commercially exploit any of the Content available on the Site. Without limitation, you may not do any of the following without prior written permission from FinTech.Global (and neither may you allow a third party to do any of the same).

You may not:

1. Redistribute any of the Content, including headlines (such as using them as part of any syndication, Content aggregation, news aggregation, library, archive or similar service); or
2. Remove the copyright or trade mark notice from any copies of Content; or
3. Create a database in electronic or structured manual form by systematically and/or regularly downloading/printing and storing all or any of the Content; or
4. Deep link to, frame, spider, harvest or scrape the Content or otherwise access the Site for similar purposes; or
5. Use any machine, electronic, web-based or similar device to read or extract the Content by automated or machine-based means.

Technical requirements and Site security

The Site is best viewed using the latest Internet browsers. Any older browser versions may work but users could have limited browsing experience. Any payment information you send to us over the Internet is encrypted using 128-bit Secure Socket Layer technology. SSL is currently the preferred method to securely transfer credit card data over the Internet.

Linking

If you would like to link to the Site, you must read and comply with the following guidelines and all applicable laws. A website or service that links to the Site:

1. Can display the Site logo as supplied by FinTech.Global but no other brand and/or logo owned by FinTech.Global;
2. Cannot remove, distort or otherwise alter the size or appearance of the logo;
3. Cannot in any way imply that FinTech.Global is endorsing the website or any of the products or services on that other site;
4. Must not misrepresent its relationship with FinTech.Global or present false information about FinTech.Global;
5. Must not be a website or service that infringes any intellectual property or other right of any person or that does not comply with all relevant laws and regulations;
6. Must not be a website or service that contains content that could be construed as libellous, distasteful or offensive.
7. FinTech.Global expressly reserves the right to require that any link in breach of these terms and conditions be removed and to take whatever other action it deems appropriate to ensure this happens.

 

Liability, warranty and indemnity

By using the Site, you agree that the Content is only for your general information and use and is not intended to address your particular requirements. In particular, the Content does not constitute any form of advice, recommendation, representation, endorsement or arrangement by us or any of our employees and is not intended to be relied upon by users in making (or refraining from making) any specific investment or other decisions. Appropriate independent advice should be obtained before making any such decision. Any agreements, transactions or other arrangements made between you and any third party named on (or linked to from) the Site are at your sole discretion and responsibility. We are not responsible for any use of the Content by you in any circumstances.

You agree that FinTech.Global will not be liable to you for any losses which relate to your business or investment choices including lost profits or loss of privacy or loss of or damage to data.

We do not give any warranties in respect of the Site. FinTech.Global hereby disclaims all warranties, conditions or duties of every nature whatsoever (except any duties of good faith), including without limitation, any implied warranties of satisfactory quality, merchantability or of fitness for a particular purpose, any express or statutory warranties, and any warranties or duties regarding accuracy, timeliness, completeness, performance, availability, lack of negligence or of workmanlike effort. Neither do we provide any warranty that the Site is free from infection by viruses or anything else that has contaminating or destructive properties.

In addition to but separate from the above specific exclusion and to the full extent allowed by applicable law, you also agree that we will not be liable to you for any other indirect, special, consequential incidental, punitive or exemplary damages whatsoever that arise out of or are related to your use of the Site. FinTech.Global is not liable for matters beyond its reasonable control. We do not control telephones, third party communications networks (including your Internet Service Provider) or the Internet or the acts of third parties and you agree that we can therefore not be liable for any problem experienced by you on account of faults and failures in such systems.

You agree to indemnify FinTech.Global, or any subsidiary or holding company as defined in section 736 and 736A of the UK Companies Act 1985 and their officers, directors and employees, immediately on demand, against all claims, liability, damages, costs and expenses, including legal fees, arising out of any breach of these terms and conditions by you. You shall not enter into any settlement or compromise of any such claim or action without the prior written consent of FinTech.Global and we may, at our sole discretion, assume and control the defence of any such claim or action.

Privacy policy

All information received by us from your use of the Site will be used by FinTech.Global in accordance with our Privacy Policy.

Your data will be used to create a delegate list (physical or digital) for the event containing ONLY your Name, Company & Job Title. This attendee list will be shared with event attendees. Direct contact details (e.g. email, telephone) will never be shared with event attendees.

Your data may be shared with third parties for providing services specific to your event attendance including, but not limited to: Registration Providers, Event App Providers, Networking providers. You will not receive marketing messages from these providers.

General points and governing law

These terms and conditions shall be governed by, and construed in accordance with, English law.

You and FinTech.Global irrevocably agree that the courts of England shall have exclusive jurisdiction to settle any dispute which may arise out of, under, or in connection with these terms and conditions, and for those purposes irrevocably submit all disputes to the jurisdiction of the English courts.

You may not assign, sub-license or otherwise transfer any of your rights under these terms and conditions.

If any provision of these terms and conditions is found to be invalid by any court having competent jurisdiction, the invalidity of that provision will not affect the validity of the remaining provisions of these terms and conditions, which shall remain in full force and effect.

Failure by either party to exercise any right or remedy under these terms and conditions does not constitute a waiver of that right or remedy. Headings in these terms and conditions are for convenience only and will have no legal meaning or effect.

These terms and conditions (as amended by us from time to time) contain the entire agreement between you and us relating to the subject matter covered and supersedes any previous agreements, arrangements, undertakings or proposals, written or oral, between you and FinTech.Global in relation to these matters. No oral explanation or oral information given by either party shall alter the interpretation of these terms and conditions. You confirm that, in agreeing to accept these terms and conditions that you have not relied on any representation save insofar as the same has expressly been made a representation in these terms and conditions.

Contact

If you have any queries relating to these terms and conditions or need to communicate with us please contact MDimitrov@FinTech.Global

Events

Conferences, summits, forums and other events (collectively “Events”) are also subject to the following terms and conditions:

(I) Delegate Fee

The standard delegate fee entitles the registered delegate to attend all delegate sessions and networking refreshment breaks, including lunch and any cocktail reception associated with the Event. The Virtual Pass allows access only to the digital sessions and networking features.

(II) Payment

By completing the registration process you agree to pay the full amount related to your individual registration. Payment in full must be made prior to the event taking place. Payments can be made by American Express, Visa or MasterCard.

(III) Cancellation Policy For the purpose of these Terms & Conditions a purchase is made at the point in time when a delegate place is registered or sponsorship is agreed on the Site or requested by email or in writing (“Purchase”). Any cancellation must be made within fourteen (14) days of Purchase AND must be received more than thirty (30) days prior to the Event.  Such cancellations will be subject to a charge of 50 % of the fee already paid or the full delegate rate, whichever is the lower. All cancellations must be made in writing by letter, fax or email (and proof of receipt will be required) to the Finance Director at our office address on our ‘Contact’ page, if by letter or fax, or to MDimitrov@FinTech.Global, if by email. We regret that no refunds will be made for cancellations made within thirty (30) days of the event or after fourteen (14) days of Purchase barring Covid-19 exceptions.

(IV) Cancellations due to Covid If a ticket owner experiences symptoms, has tested positive for Covid-19 or has been in close contact during the 10 days prior to the event with someone who tested positive for Covid-19, the purchaser can request one of the following options:

• Transfer the ticket to a colleague without any additional fees
• Move the delegate pass to CyberTech Forum 2022. In this case the delegate is entitled to a free Virtual Pass to CyberTech Forum 2021.
• Substitute Standard Pass to a Virtual Pass and receive reimbursement for the difference
• Get a full refund. Note if you have used the networking platform to send a message or schedule a meeting, we are unable to offer a full refund and you can opt for one of the above options.

(V) No-show

Once a Purchase has been made for a delegate place at an Event full payment is due regardless of whether the purchaser, or any other person who replaces them as a substitute from the same organisation, attends the Event or not.

(VI) Substitution Policy

Substitutions within organisations may be arranged if FinTech.Global is notified in writing at least seven (7) days in advance of the Event and only if FinTech.Global provides written approval for the substitution. No external substitutions may be made and under no circumstances may registrations be shared.

(VII) Postponement

In the unlikely event that FinTech.Global postpones an Event, delegate payments already received will be credited to a future FinTech.Global Event, on a date convenient to the attendee and will not have an expiration date.

(VIII) Force Majeure

If for any reason beyond FinTech.Global’s reasonable control (including but not limited to: strikes; acts, regulations or orders of governmental authorities; civil disorder; disasters; acts of terrorism; acts of war; acts of God) we believe it is not possible to run an Event, FinTech.Global will not be liable to repay any fees relating to delegate fees, sponsorships, exhibition packages or other sales for the Event.

(IX) Travel and accommodation

FinTech.Global is not accountable for booking accommodation and transfers to and from the conference venue and will not accept liability for any public or individual transport disruption or deferral. In such circumstances, our standard cancellation policy applies.

(X) Speakers and agenda

Please be aware that circumstances beyond the control of the organisers may necessitate substitutions, alterations or cancellations of the speakers and/or agenda topics. FinTech.Global reserves the right to alter or modify the advertised speakers and/or agenda topics if necessary.

(XI) Attendees

FinTech.Global makes no guarantee about the number of attendees at each Event and makes no guarantee about the relative distribution of attendees by company type, job title, role or any other categorisation.

(XII) Termination
FinTech.Global reserves the right to refuse to sell tickets, products or services and refuse admission to any party for any reason without explanation. In such case a full refund will be made.

(XIII) Copyright

By registering for an Event, you are agreeing that all pictures, videos and transcripts taken at the Event are the property of FinTech.Global and can be used for future promotional and marketing activities.

(XIV) Information on participants’ organisations

All attendees are registered for the event on the basis that it serves the legitimate business interest of the organisation for which they work in their current role. For information purposes, we list on the event website the names or logos of all participants’ organisations that register for the event. If you do not wish for your organisation’s logo to appear on this list you should inform us and we will remove it.

(XV) Photography

Photographs and video footage (“Photography”) of those attending an Event, may be taken by, or on behalf of, FinTech.Global, or one of FinTech.Global’s event partners (together, “Event Partners”) for use in all and any media in Event Partners’ publications or promotional materials (“Materials”) or on Event Partners’ websites. Event Partners will try to ensure that attendees are aware that they have been photographed or filmed. However attendees agree this may not always be possible. Event Partners may edit or alter Photography in any way which Event Partners deem appropriate. Photography will only be used in a manner which Event Partners, in their reasonable opinion, consider to be in good taste and will be unlikely to cause offence. If, however, you see Photography of yourself which you object to, please contact MDimitrov@FinTech.Global and Event Partners will be requested to remove the Photography from their websites, or cease use of the Photography in future publications of Event Partner Materials. By purchasing a ticket for an Event, you grant Event Partners permission to use any Photography of yourself for the purposes described above and you do not object to Event Partners storing copies of such Photography along with your contact details where these are provided by you.

(XVI) FinTech.Global event online networking tools

By registering for an Event, you are agreeing that your details (including, but not limited to, your name, job title and organisation) can be used when setting up FinTech.Global online event networking tools. Other delegates may communicate with you via our networking app. You may request to have your profile removed from the FinTech.Global online event networking tools at any time.

(XVII) FinTech.Global virtual event tools

By registering for an Event, that is taking place digitally, where you join third-party sponsored online sessions, exhibitor’s virtual rooms and private workshops you consent to your contact details being shared with that third party who may contact you in the future. You have the option to unsubscribe from any of these email communications at any time.