The CARF represents one of the most significant expansions of global tax transparency into digital assets in recent years. Yet despite growing regulatory clarity at the framework level, many organisations are still struggling to translate those requirements into a practical and consistent operating model. At its core, CARF demands that firms identify reportable users, collect and maintain tax-relevant customer data,...

The European Banking Authority (EBA), the EU's banking regulatory body, has published a Decision aimed at standardising how national competent authorities (NCAs) report data under the SEPA Regulation. The Decision introduces a single reporting channel through the EBA, through which NCAs will now submit their data, with the EBA then making it available to the European Commission. Previously, NCAs reported...

MerQube, a US-based index technology provider specialising in rules-based investment strategies, has completed a Series C funding round backed by 7RIDGE and Deutsche Börse Group, though the amount raised has not been disclosed. The two new investors join an existing roster that includes Allianz Life Ventures, Citi, Intel Capital, J.P. Morgan, Laurion Capital Management, and UBS. 7RIDGE is a private markets...

When organisations consider building a financial crime risk assessment platform in-house, the underlying assumption is almost always the same: it will be cheaper than licensing a specialist RegTech solution. The IT team is already on the payroll. The platform seems straightforward. A spreadsheet provides the blueprint. How hard could it be? According to Arctic Intelligence, that assumption has quietly derailed...

Artificial intelligence is reshaping industries at a remarkable pace. A McKinsey survey conducted between June and July 2025, covering nearly 2,000 companies across 105 countries, found that 88% were piloting AI in at least one business function — up from 72% in 2024 and 55% in 2023. According to ACA Group in a recent post, usage of generative AI...

Canadian auto lenders are facing mounting pressure as funding costs fluctuate, competition intensifies, and borrowers become increasingly sensitive to interest rates. At the same time, dealers expect rapid decisions and competitive offers at the point of sale. According to Earnix, these conditions are forcing lenders across Canada’s auto finance market to reconsider how pricing decisions are made. Traditional pricing approaches...

The identity verification landscape is undergoing a fundamental transformation. Document-based verification — long the industry standard — has been exposed as deeply vulnerable to AI-powered fraud, including deepfakes and synthetic identities. According to Hopae, in response, governments worldwide have developed digital-native identity systems, and regulators, particularly in Europe, are now mandating their use. For IDV product teams, this is...

Mortgage lenders face growing pressure to deliver faster and more personalised customer experiences. Rising borrower expectations, broker-led distribution models, and the need to modernise legacy systems are forcing lenders to rethink how lending journeys are designed. According to nCino, lenders must find ways to balance personalisation, efficiency, and regulatory compliance while scaling operations. The topic was explored during a recent...

InsurTech Eleos Life has secured $3m in capital from Mercurius Media Capital (MMC), a US-based media-for-equity venture fund, to accelerate brand awareness and customer acquisition across the United States. The investment will give Eleos access to national advertising inventory across television, digital and cinema channels, allowing the company to expand its presence without using traditional venture funding to finance marketing...

DXC Technology has launched a new suite of Assure Smart Apps designed to help insurers accelerate AI-driven transformation and modernise operations without large-scale system overhauls. The modular applications combine DXC’s insurance expertise with ServiceNow’s agentic AI and workflow technology, providing insurers with pre-built, AI-enabled workflows designed to deliver measurable business outcomes in 12 weeks or less. Built on the DXC Assure...