Tag: Open Banking

Will embedded finance push banks into the background?

Embedded finance is reshaping how customers access financial services. As banking moves away from standalone experiences and into the digital platforms people use every...

Why AI has ended banks’ knowledge edge in wealth management

The debate around AI in wealth management usually revolves around tools, automation and efficiency. But according to fincite co-founder and CEO Friedhelm Schmitt, this...

Plend secures up to £50m facility from Triple Point

Plend, the FCA-authorised consumer lender that provides affordable credit to borrowers overlooked by mainstream high-street banks, has secured a senior revolving credit facility of...

Salt Edge backs Sientia to grow open banking loyalty

Salt Edge, an open banking and open finance platform that has operated globally for more than 13 years, has made an investment in Sientia,...

Why AI could strip banks of their last advantage

For decades, banks built their wealth management business on knowing more than their clients. According to fincite, that advantage has already slipped away, and...

Shacom Bank taps Planto to end SME multi-bank blind spots

Shanghai Commercial Bank has joined forces with FinTech firm Planto to roll out an advanced Inter-bank Financial Insights solution in early 2026, giving its...

CFPB rethink leaves open banking compliance in limbo

Open banking has firmly arrived in the US, yet the regulatory framework underpinning it remains anything but settled, leaving banks facing a strategic dilemma:...

Sage and GoCardless bring Pay by Bank to small businesses

GoCardless, a bank payment company, has deepened its multi-year strategic alliance with Sage, a global provider of accounting, financial, HR and payroll software for...

Experian launches single-API identity verification tool

Experian, the global information services company, has launched Identity Connect, a new identity verification solution designed to help organisations authenticate customers while meeting the...

Embedded finance grows up and regulators take notice

Embedded finance, the invisible layer stitching lending widgets into e-commerce dashboards, insurance upsells into ride-hailing apps, and payroll advances into HR platforms, has quietly...

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