Berlin-based FinTech re:cap, which provides a capital operating system for the digital economy, has announced its official expansion into the UK as it looks to scale its flexible funding and capital planning platform for tech companies.
The company has secured a €125m credit facility for onward lending, backed by HSBC Innovation Banking UK and Avellinia Capital.
The new facility aims to support re:cap’s further international expansion.
Founded in 2021, re:cap enables high-growth companies to secure non-dilutive capital and manage liquidity, forecasting and debt financing through its platform, which integrates flexible debt, real-time liquidity management and capital planning tools.
The expansion into the UK marks a pivotal step for re:cap as the country represents the world’s second-largest tech funding market, it said.
re:cap CEO and co-founder Paul Becker said, “Over the past four years, our platform has helped hundreds of tech companies in Germany and the Netherlands scale efficiently – with zero defaults and full transparency.
“Now we’re bringing that same infrastructure to the UK, supported by more capital than ever, provided by our strong existing and new partners.”
Phill Lovett, head of structured finance at HSBC Innovation Banking, said, “It has been a privilege to partner with re:cap since 2022, providing warehouse funding to enable the business to build a high performing loan book underpinned by re:cap’s market leading credit decision-making software. We are extremely happy to continue to work with the company and welcome Avellinia Capital as an additional financing partner. Together, we will provide a scaleable source of finance to enable continued growth across Europe and the UK.”
Read the daily FinTech news
Copyright © 2025 FinTech Global
