Merso, a financial infrastructure startup focused on digital economies, has officially launched its AI-powered credit platform, designed to serve the growing needs of the Web3 and tokenisation sectors.
The company has secured $3m in seed funding from its founders and a group of strategic investors.
Founded in August 2023, Merso has spent the last two years developing and refining its proprietary AI engine. The platform analyses billions of on-chain transactions and digital asset behaviours to provide real-time asset-level risk scoring, dynamic loan terms, and full lifecycle automation — all delivered without requiring friction from users or exposing platforms to credit risk.
Merso is already working with more than 50 Web3 game studios and publishers — including multiple global top 10 titles — who have been whitelisted and are preparing to integrate the technology.
According to the company, early adopters have reported up to a 40% boost in conversion rates and a 60%+ increase in average transaction size for high-ticket digital assets. Notably, Merso enables these improvements without altering a partner’s tokenomics, contracts, or regulatory posture.
Merso was built by a team of seasoned financial executives, elite engineers, and leaders in the Web3 space. The leadership team includes members who previously led a $1bn+ exit in the traditional finance sector.
The platform complies with both U.S. and EU regulatory frameworks and integrates directly into digital marketplaces, tokenisation platforms, and game studios without requiring changes to smart contracts or underlying asset infrastructure.
Merso CEO and founder David Pérez-Iturralde said, “Merso is designed to unlock access and liquidity across digital economies — starting with Web3 gaming and tokenization. We’ve built something both highly technical and commercially proven. The impact is already measurable — and this is just the beginning.”
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