Key European FinTech investment stats in Q2 2025:
- European FinTech funding fell by 29% YoY in Q2
- German companies secured three of the top 10 European FinTech deals, rivalling British businesses who secured the same number of transactions
- FNZ, a global end-to-end technology platform powering wealth and asset management businesses, secured the biggest European FinTech deal in Q2 with a $500m equity injection from its long-term institutional backers
European FinTech funding fell by 29% YoY in Q2
In Q2 2025, the European FinTech sector recorded 209 transactions, slightly higher than the 203 deals completed in Q2 2024, showing resilience in deal activity despite broader market headwinds.
However, the value of funding fell sharply to $3.3bn compared with $4.6bn in Q2 2024, representing a 29% decline year-on-year.
This contrast highlights a cooling investment climate in which deal flow has held up, but average deal size has contracted, pointing to more cautious capital deployment by investors across the region.
German companies secured three of the top 10 European FinTech deals, rivalling British businesses who secured the same number of transactions
In Q2 2025, the European FinTech sector’s top 10 deals reflected a notably diverse geographical spread, signalling a more balanced distribution of major funding rounds across the region.
UK and German companies led the quarter raising three top deals each, while Switzerland and Turkey maintained a presence with one deal apiece, consistent with their positions in Q2 2024.
France also continued to feature, securing one top deal, while the Netherlands entered the list for the first time.
Compared with Q2 2024, when the UK dominated with four deals and France followed with two, the Q2 2025 line-up demonstrates a reduced reliance on a single market and instead highlights the growing importance of other European hubs in driving FinTech investment activity.
This diversification suggests that while the UK remains a central player, leadership in European FinTech is becoming increasingly shared across multiple countries.
FNZ, a global end-to-end technology platform powering wealth and asset management businesses, secured the biggest European FinTech deal in Q2 with a $500m equity injection from its long-term institutional backers
As a key player in modernising wealth management infrastructure, FNZ supports financial institutions worldwide with integrated solutions that streamline operations and enhance client engagement.
This substantial capital infusion strengthens the company’s financial foundation, enabling sustained investment in technology innovation, operational capabilities, and talent.
FNZ’s platform continues to reshape how wealth management services are delivered—improving accessibility, efficiency, and scale—while this latest funding round reflects deep investor confidence in its strategic execution and ambition to lead the future of digital wealth transformation.
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