Key global FinTech investment stats in Q3 2025:
- Global FinTech deal activity increased by 16% QoQ in Q3
- US companies secured 45% of all deals to cement their position as the main global FinTech hub for the third quarter
- Quavo Fraud & Disputes, a Delaware-based RegTech specialising in automated fraud and dispute management for financial institutions, secured one of the biggest FinTech deals of the quarter with a $300m investment
Global FinTech deal activity increased by 16% QoQ in Q3
In Q3 2025, the global FinTech market showed strong momentum, reversing much of the weakness seen in the previous year.
Total funding reached $20.3bn across 1,306 deals, marking an 11% decline in funding from $23bn in Q2 2025 but a 16% increase in deal activity compared to the previous quarter.
When compared with Q3 2024, funding surged by 26% from $16.1bn, while the number of deals also rose by 9% from 1,204, signalling a clear improvement in investor sentiment and broader market activity.
The recovery in both funding and deal count highlights growing confidence in the sector, particularly as global economic conditions stabilise and FinTech innovation continues to attract significant investment across payments, lending, and digital banking segments.
US companies secured 45% of all deals to cement their position as the main global FinTech hub for the quarter
The US remained the dominant market in global FinTech deal activity, with companies recording 583 deals (45% share) in Q3 2025, up 20% from 487 deals (40% share) in Q3 2024.
The UK followed as the second most active market with 94 deals (7% share), representing a 11% increase from 85 deals (7% share) in the same period last year.
India retained its position as the third most active country, maintaining 59 deals (5% share) year-on-year.
Despite relatively modest changes in regional distribution, the US notably expanded its global share of FinTech deal activity, underlining its continued dominance in the sector.
The consistent performance across leading markets indicates a broad-based strengthening of the global FinTech ecosystem, supported by renewed investor appetite and robust innovation pipelines.
Quavo Fraud & Disputes, a Delaware-based RegTech specialising in automated fraud and dispute management for financial institutions, secured one of the biggest FinTech deals of the quarter with a $300m investment
The investment was from Spectrum Equity.
The company provides cloud-based solutions that enable banks, FinTechs, and credit unions to streamline and automate fraud resolution and chargeback processes.
Its flagship platform, QFD, leverages artificial intelligence and advanced automation to manage intake, investigation, recovery, and client communications, reducing manual workloads by up to 80% and improving recovery rates to as high as 85%.
Serving more than 12.5 million consumer disputes annually and having recovered over $1.4bn for fraud victims, Quavo is redefining how financial institutions handle fraud and dispute workflows while strengthening customer trust.
The new capital will accelerate product innovation, expand AI-led capabilities, and enhance its go-to-market operations to meet growing demand.
With a proven record of 60% annual revenue growth since 2022, Quavo continues to position itself as a leading force in RegTech, enabling financial institutions to achieve greater compliance efficiency, customer satisfaction, and operational resilience.
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