Wizz Financial unveils gold-backed private credit product

November 27, 2025

Wizz Financial, the Abu Dhabi-based global FinTech group specialising in cross-border payments and digital wallets, has partnered with Aditum Investment Management Limited to debut what they describe as MENA and India’s first gold-backed private credit strategy.

Fully regulated under India’s Reserve Bank of India (RBI) framework and offered through UAE-based financial institutions, the launch marks a significant regional milestone.

The companies said the new product has been introduced to give institutional investors access to a short-duration, asset-backed private credit option capable of delivering stable and predictable income.

Wizz Financial operates across global payments, remittances and digital financial services, leveraging technology-driven platforms to support regulated lending and cross-border financial connectivity.

The product itself is secured against physical gold collateral, drawing on India’s $80bn gold-loan ecosystem, one of the world’s largest organised gold-credit markets. Loans are issued by Wizz Financial’s RBI-regulated non-banking financial company (NBFC) and monitored under strict oversight processes, including daily mark-to-market valuation and conservative loan-to-value parameters.

This framework is intended to offer enhanced downside protection while providing diversified exposure to thousands of microloans.

The launch further extends private credit opportunities across both the UAE and India, merging yield, stability and transparency in a regulated, collateral-backed structure.

Wizz Financial director and Abu Dhabi Capital Group CEO H.E. Abubaker Al Khoori said, “Wizz Financial is a testament to Abu Dhabi’s bold, forward-looking approach, where innovation and investor confidence meet. Through partnerships such as Aditum, we are strengthening financial bridges between the UAE, India, and major global markets, expanding access to institutional-grade opportunities.”

Aditum Investment Management Limited deputy SEO Gaurav Kumar said, “This strategy reflects the strength of our partnership with Wizz Financial and our shared focus on institutional-grade investment solution. By combining Aditum’s rigorous framework with Wizz’s scale, technology and cross-border reach, we’re delivering a secure, transparent and scalable credit solution backed by a trusted global collateral ecosystem. Together, we’re setting a new benchmark for real-asset-backed private credit.”