CapRelease raises $36m to expand embedded finance offering

December 11, 2025

CapRelease, the logistics-embedded finance platform for eCommerce retailers, has secured a combined $36m funding round as it accelerates UK expansion and prepares to enter international markets.

The company raised the new capital to strengthen its footprint across the UK, deepen integrations with logistics and retail technology partners, and build momentum ahead of its planned US launch in 2026.

CapRelease provides eCommerce businesses with working capital solutions, combining multi-source AI and ML data intelligence with modern credit infrastructure to reduce loss rates and improve access to funding.

The funding round includes a $33.3m senior debt facility from global private credit firm Partners for Growth (PFG), alongside $2.7m in equity led by a global family office with existing FinTech investments, particularly in UK neobanks. A second close of the equity portion is anticipated in Q1 2026 to support CapRelease’s entry into the United States.

With the UK eCommerce market estimated at around £180bn in 2025, CapRelease aims to bridge longstanding gaps in SME financing caused by legacy underwriting models, slow credit assessments and stringent security requirements. The company links capital provision to verified operational data, enabling faster deployment and removing the need for personal guarantees or heavy collateral.

CapRelease founder & CEO Jack Williams said, “This raise represents a significant step-change for CapRelease, the logistics ecosystem and for funding eCommerce retailers. By combining multi-source AI/ML data intelligence with a modern infrastructure approach to risk, we are helping retailers unlock capital with more confidence and less friction.”

CapRelease founder & CFO David Nangle said, “Partnering with a specialised global credit fund like PFG is a major milestone for CapRelease. This provides us with our first senior institutional debt facility and the firepower to accelerate our growth and, more importantly, get quicker, more fit-for-purpose capital into the hands of SMEs to support their growth.”

Partners for Growth investment director Richard Osborne said, “We’re excited to partner with CapRelease at this pivotal moment. The strength of the team’s expertise across credit, logistics, and technology has enabled a globally distinctive lending and distribution model with the potential to reshape how eCommerce businesses access capital. We’re proud to support them on the journey ahead as they continue to scale.”