GoodLeap, a US-based FinTech specialising in technology-driven financing and software for sustainable home solutions, has announced the closing of a $523m securitisation tied to its latest product, GoodLeap Home Improvement Solutions Trust 2025-3.
The platform allows financial institutions to deploy capital efficiently into home improvement and energy efficiency loans, using data-driven underwriting and streamlined digital workflows. The company works with banks, credit unions, insurance companies and asset managers to originate and distribute these loans.
The newly closed GoodLeap Home Improvement Solutions Trust 2025-3 represents the company’s fourth securitisation backed solely by home improvement loans. The transaction was sponsored by Bank of America, N.A., with BofA Securities acting as sole structuring agent. It is backed by $571m in principal balance of loans originated by GoodLeap and received ratings from Kroll Bond Rating Agency.
Joint bookrunners for the securitisation included Goldman Sachs & Co. LLC, CIBC Capital Markets and Citigroup. According to GoodLeap, sustainable home upgrades represent an estimated $450bn annual market opportunity in the US, underlining the scale of demand for financing solutions in this segment.
Since 2018, GoodLeap has facilitated more than $32bn in solar and home efficiency loans, supporting over 1 million homeowners in reducing their carbon footprint. Beyond its core commercial activities, the company also supports its nonprofit initiative, GivePower, which develops water and clean electricity systems for communities across Africa, Asia and South America, impacting more than 2 million people.
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