How CIOS is reshaping digital wealth advice in 2026

January 16, 2026

As the wealth management industry enters 2026, advisory teams are under growing pressure to deliver clearer guidance, faster execution and a more complete view of client wealth.

Against this backdrop, fincite has rolled out more than 70 new features for its CIOS Software over the past year, with several designed specifically to streamline and modernise the advisory process.

One of the most significant enhancements centres on strategic asset allocation, an area that often consumes a disproportionate amount of time during client meetings. While deciding on a reallocation may be straightforward, explaining why changes are being made, how they affect risk and long-term goals, and how they align with an investor’s profile can be far more complex.

CIOS addresses this challenge through its Strategic Asset Allocation (SAA) tool. Using automated financial algorithms, the platform automatically optimises clients’ assets based on their profile. It provides clear visual comparisons of current and optimised structures.

Execution is another area where friction has traditionally slowed down the advisory workflow, particularly when products are not already available in a core banking system. In many firms, this still triggers manual support tickets, follow-up emails and delays that interrupt an otherwise completed advisory process. CIOS’ ad hoc instrument creation feature is designed to remove this bottleneck. Advisers can create and execute products directly within the platform during the consultation itself, entering pricing information and tracking progress live within the order flow.

The third major enhancement focuses on wealth visibility, an increasingly important issue as clients hold assets across multiple banks, platforms and jurisdictions. Preparing for meetings often involves gathering data from different sources, reconciling transactions and attempting to build a complete picture of a client’s financial position. CIOS tackles this through integrations that aggregate external accounts and securities holdings into a single interface. Through partnerships with providers such as wealthAPI, Qwist and fino, and access via the CIOS Extension Store, advisers can view consolidated account data and transactions in one place.

For more insights, read the story here.