FIS and Mizuho Financial Group have partnered to help the bank address evolving regulatory reporting requirements in Japan.
Under the collaboration, Mizuho will use the FIS Balance Sheet Manager platform to strengthen its asset liability management processes and ensure timely compliance with the updated regulatory environment. The solution provides modelling, scenario analysis and simulation capabilities designed to support best practice ALM strategies while also helping financial institutions manage evolving regulatory and business demands.
FIS develops technology platforms used by banks, asset managers and other financial institutions worldwide to support payments, banking operations and capital markets activities. Its Balance Sheet Manager platform is designed to help institutions monitor risk exposure, perform balance sheet analysis and model financial scenarios to guide decision-making and compliance.
Mizuho Financial Group is one of Japan’s largest financial institutions, offering a wide range of services including commercial banking, investment banking and asset management. The firm operates globally and continues to invest in technology and infrastructure to improve risk management, reporting capabilities and regulatory compliance.
A key aspect of the partnership relates to the adoption of the expected credit loss (ECL) framework introduced by IFRS 9. Under this approach, banks must estimate and recognise credit losses based on forward-looking analysis rather than historical data alone. This process requires financial institutions to analyse large volumes of data and run complex scenario models, which can be difficult to manage without specialised technology.
FIS Balance Sheet Manager provides automation and advanced modelling capabilities designed to streamline these processes. The system enables institutions to process ECL calculations and manage accounting workflows without the need for additional system customisation, while also improving the efficiency of data integration and reporting.
The platform also supports banks in performing forward-looking assessments of credit exposure across their loan portfolios. By automating resource-intensive calculations and modelling tasks, the solution helps financial institutions gain clearer insights into risk exposure, capital allocation and overall balance sheet performance.
Mizuho Financial Group deputy general manager in credit risk management department Yutaro Aiuchi said, “As we prepare for these significant accounting standard changes, we needed a solution that combines robust compliance capabilities with operational flexibility. FIS Balance Sheet Manager stood out for its ability to handle complex accounting needs with precision. New efficiencies through data integration and reporting will also help us optimize our risk profile and enhance our competitiveness. This implementation represents an important step in our ongoing commitment to regulatory reporting excellence.”
FIS president of capital markets Andrés Choussy said, “Financial institutions in Japan and across the globe face complex challenges especially during times of financial volatility. FIS’ technology takes away the burden of regulatory reporting from our clients and enables them to concentrate on their business goals. Our solutions help forward-looking institutions like Mizuho confidently put money to work while maintaining the compliance and clarity needed to grow.”
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