Intelligent AI, a property risk intelligence and rebuild cost analytics provider, has partnered with Guidewire to embed high-resolution property data directly into InsuranceSuite workflows, supporting underwriting, claims, and portfolio decisions.
The integration enables insurers to access COPE (Construction, Occupancy, Protection, Exposure) data and rebuild cost intelligence at key decision points, addressing persistent data gaps in underwriting processes, according to FF News.
The company said 40–50% of submissions currently arrive incomplete, with underwriters spending significant time sourcing missing information rather than assessing risk.
Originally launched through Lloyd’s Lab and recognised as a Guidewire Insurtech Vanguard, Intelligent AI provides detailed property insights designed to improve underwriting speed, pricing accuracy, and risk selection, while helping address underinsurance.
Within PolicyCenter, the integration delivers replacement cost estimates, enriched property attributes, and peril-specific risk indicators at quote, bind, and renewal stages. In ClaimCenter, the platform supports first notice of loss validation, total loss assessment, repair-versus-rebuild decisions, and severity benchmarking.
At a portfolio level, integration with Guidewire DataHub enables insurers to use high-resolution property data for catastrophe exposure analysis, aggregation management, and regulatory reporting. The platform’s API-first architecture supports real-time data access and scalable deployment within Guidewire Cloud.
Anthony Peake, CEO, Intelligent AI, said, “Embedding property intelligence directly into core workflows is essential for modern underwriting and claims operations, and insurers who fix the data problem first will win the best risks. Our integration with Guidewire gives insurers access to high-quality property intelligence at the point of decision, helping to improve pricing, reduce claims leakage, and build more resilient portfolios.”
A spokesperson from a participating insurer said, “If we don’t fix how we access and use property risk data in the next 18 months, we will see higher loss ratios and more underinsured customers. The cost of inaction is measurable and accelerating.”
Intelligent AI said the partnership strengthens insurers’ ability to improve exposure management and decision-making across the policy lifecycle, from underwriting through to claims and portfolio management.
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