Gradient Labs, a vertical AI company building specialist autonomous agents for financial services, has expanded its Series A funding round to $26m.
The round was led by new investors Octopus Ventures and CommerzVentures, with follow-on participation from existing backers Redpoint Ventures and Exceptional Capital. The company said the capital will be used to develop the foundations of what it describes as autonomous banking, with the goal of dramatically improving conditions for both bank operators and their customers.
Gradient Labs offers a suite of specialist AI agents, each designed to handle a distinct regulated function within financial services. Its Lending Agent automates the full borrower lifecycle, from missed payments through to collections calls and repayment agreements. A Disputes Agent manages the process from intake and investigation through to chargeback, while a KYB Agent carries out identity and document verification.
The agents are built to operate across all customer-facing channels, including voice, which the company describes as the most challenging environment for automating regulated work. Each agent is embedded with compliance guardrails and domain-specific test scenarios, covering frameworks such as FCA Consumer Duty and the EU AI Act.
Over the past year, the company reported revenue growth of 900% and said its agents now serve more than 32 million end users. Its client base spans UK and European names including Wise, Zego, Monzo and Pockit, as well as US neobanks and fintechs such as Current, Stash and Rho.
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