thisbank, the UK bank focused on simplifying everyday banking, has rolled out a new Triple Access Savings Account aimed at savers who want strong returns without giving up access to their cash.
The account pays 4.20% gross / 4.28% AER (variable) and permits customers to take money out up to three times over a 12-month period without having to close the account. Interest is worked out daily and credited monthly, with a £1,000 minimum opening deposit and a ceiling of £500,000.
The product arrives as millions of UK savers hunt for improved returns, with interest rates still sitting well above the levels seen in recent years. It is positioned to sit between easy access accounts and fixed-rate deals, catering to households trying to build financial resilience while keeping funds on hand for holidays, home improvements, surprise costs and other planned spending.
Accounts can be set up online in under five minutes, and eligible deposits are covered by the Financial Services Compensation Scheme (FSCS), subject to applicable limits.
Working with over 100 established retail partners, it has built a base of more than 45,000 retail lending customers, alongside tens of thousands of savings customers attracted by its competitive rates.
thisbank CEO Chris Waring said, “People tell us they want their savings to earn a competitive return, but they also want the reassurance that they can access their money if life changes. Too often, they’ve been forced to choose between flexibility and a better rate.
“Our new Triple Access Savings Account has been designed to remove that compromise. Customers can enjoy a highly competitive return while still having the confidence that they can withdraw their money up to three times each year if they need it.
“At thisbank we’re building products that are straightforward, transparent and genuinely useful. Banking shouldn’t be about hidden catches or unnecessary complexity, it should help people make the most of their money, whatever they’re saving for.”
Copyright © 2026 FinTech Global
