Conta Azul, part of Visma and one of Brazil’s leading cloud-based financial management and enterprise resource platforms for small and medium-sized businesses, has partnered with Oscilar, the agentic risk platform for financial institutions.
Conta Azul will use Oscilar’s fraud prevention, onboarding and case management tools to reinforce its risk operations as the company pushes beyond financial management into payments, continuing to serve more than 100,000 businesses across Brazil. The combined system will hand Conta Azul’s anti-fraud and engineering staff a single, real-time picture of each customer’s journey, spanning onboarding through to ongoing transaction monitoring.
A major draw for Conta Azul was the adaptability of Oscilar’s platform, which fits around the company’s existing data structure and links up with the third-party services already in use, equipping the fraud team with the speed and control needed to respond as threats evolve.
Conta Azul intends to expand its use of Oscilar’s agentic AI tools further. A natural-language copilot allows staff to build and refine rules, while a separate AI agent examines historical rule performance and suggests enhancements. Meanwhile, AI-generated summaries of cases give analysts a quicker grasp of investigations, supporting faster decision-making at both strategic and operational levels.
Among the benefits the partnership brings are unified fraud and onboarding operations, replacing scattered tools with a single platform covering KYC, KYB, transaction monitoring and case management; controls that sit directly with the fraud team, letting staff adjust rules and trial strategies without engineering input; a schema-agnostic setup built around Conta Azul’s own data structure; backtesting, shadow mode and controlled rollout features that allow safer iteration; AI-assisted rule building and case review; capacity to scale alongside Conta Azul’s payments expansion and its growth within Visma; and continued access to Oscilar’s wider agentic AI roadmap.
The tie-up extends Oscilar’s presence across Latin America, a region where financial institutions are increasingly turning to unified, agentic risk infrastructure to keep up with shifting fraud and regulatory pressures.
“Brazil is an incredibly demanding fraud market and as Conta Azul grows from financial management into payments, the stakes for our customers only get higher,” Conta Azul Head of Fraud Bruno Coconici Rodrigues said, “We wanted a platform our team could run ourselves, building and adjusting our own rules and testing new ideas without waiting on engineering. Oscilar gives us that autonomy plus the freedom to connect our own data and the tools we already use.”
Oscilar co-founder and CEO Neha Narkhede said, “Conta Azul has spent more than a decade helping Brazilian businesses manage their finances, and as it moves deeper into payments, its fraud team has to move as fast as threats do. Our platform puts that control in their hands. They build and adjust rules in plain language, and AI agents help sharpen detection as the patterns shift. We are investing heavily in Brazil and Latin America, and Conta Azul is exactly the kind of team we want to grow with.”
For those tracking where capital and strategy are converging next, read the daily FinTech news and stay ahead of the moves shaping the industry’s future. Subscribe to the FinTech Global newsletter today.
Copyright © 2026 FinTech Global
